KIA SELTOS 2023 Car Insurance

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The 2023 Kia Seltos is a versatile subcompact SUV known for its urban styling, surprising interior space, and strong value proposition. It appeals to city drivers and families seeking a practical, affordable, and well-equipped vehicle.

KIA SELTOS 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Kia Seltos fluctuate rather than follow a linear trend, moving from $1213 to $1547 in 2023, dropping to $1336 in 2024, then rising again to $1553 in 2025 and $1462 in 2026. This variation reflects market adjustments rather than a steady increase.

To find the best insurance for your KIA SELTOS 2023 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA SELTOS 2023

How much does insurance for your KIA SELTOS 2023 cost in Quebec?

Premiums for the 2023 Seltos are highest in Montreal ($2340), Laval ($1997), and Trois-Rivières ($1807), while Saint-Jérôme ($766), Drummondville ($830), and Saguenay ($835) show the lowest amounts. The gap between the priciest and most affordable cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$978.29
DRUMMONDVILLE	$830.41
GATINEAU	$1402.54
LAVAL	$1997.39
LÉVIS	$1313.36
LONGUEUIL	$1457.90
MONTRÉAL	$2339.61
QUÉBEC	$1414.46
REPENTIGNY	$1641.27
Saguenay	$834.62
SAINT-JEAN-SUR-RICHELIEU	$1051.32
SAINT-JÉRÔME	$732.33
SHERBROOKE	$1372.38
TERREBONNE	$1314.21
TROIS-RIVIÈRES	$1440.87

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Kia Seltos?

The average premium for a 2023 Kia Seltos varies by year, ranging from $1213 in 2022 to $1553 in 2025, with an average of $1462 in 2026.

Do premiums for the 2023 Seltos increase every year?

No, they fluctuate. After rising to $1547 in 2023, the premium dropped to $1336 in 2024 before climbing again to $1553 in 2025, suggesting market variation rather than a steady trend.

Which city offers the lowest insurance cost for a 2023 Kia Seltos?

Based on the data provided, Saint-Jérôme ($766), Drummondville ($830), and Saguenay ($835) post the lowest average premiums for this model.

Why is Montreal so much more expensive than Saint-Jérôme for this vehicle?

Montreal shows an average premium of $2340 compared to $766 in Saint-Jérôme, a gap tied to traffic density, claim frequency, and higher theft risk in urban areas.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a 2023 Kia Seltos?

City of residence, driver age, claims history, and the model's theft rate are among the most significant factors in determining the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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