KIA SELTOS 2025 Car Insurance

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The 2025 Kia Seltos is a versatile subcompact SUV known for its urban styling, roomy cabin, and generous warranty. It appeals to city drivers and families seeking a practical, affordable, and well-equipped daily vehicle.

KIA SELTOS 2025 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, the average premium for the 2025 Kia Seltos fluctuates, rising from $1531 in 2024 to $1625 in 2025, then declining to $1435 in 2026. This suggests costs stabilizing after an initial increase.

To find the best insurance for your KIA SELTOS 2025 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA SELTOS 2025

How much does insurance for your KIA SELTOS 2025 cost in Quebec?

Premiums for the 2025 Kia Seltos are highest in Montreal ($3057), Longueuil ($2248), and Gatineau ($1964), while Saint-Jean-sur-Richelieu ($854), Drummondville ($888), and Trois-Rivières ($1064) show the lowest amounts. The gap between cities is particularly pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1201.86
DRUMMONDVILLE	$888.46
GATINEAU	$2213.10
LAVAL	$1803.64
LÉVIS	$1410.39
LONGUEUIL	$2209.32
MONTRÉAL	$2887.53
QUÉBEC	$1364.77
REPENTIGNY	$1238.67
Saguenay	$1237.82
SAINT-JEAN-SUR-RICHELIEU	$853.80
SAINT-JÉRÔME	$928.02
SHERBROOKE	$1563.91
TERREBONNE	$1236.61
TROIS-RIVIÈRES	$849.27

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2025 Kia Seltos?

The average premium for a 2025 Kia Seltos was $1531 in 2024, rising to $1625 in 2025, then dropping to $1435 in 2026 based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why does the Seltos premium vary so much between 2024 and 2026?

The rise to $1625 in 2025 followed by a drop to $1435 in 2026 may reflect adjustments in claims costs and competitive pricing among insurers for this still-recent model.

Which city has the highest insurance cost for a Kia Seltos?

Based on the data provided, Montreal shows the highest premium at $3057, followed by Longueuil ($2248) and Gatineau ($1964).

Where is the Kia Seltos cheapest to insure?

Saint-Jean-sur-Richelieu ($854) and Drummondville ($888) offer the lowest average premiums among the cities analyzed.

What factors influence insurance premiums for a Kia Seltos?

Driver profile, city of residence, claims history, and the vehicle's replacement value are among the main factors influencing the premium.

HYUNDAI
KONA

MAZDA
CX-30

NISSAN
KICKS

TOYOTA
COROLLA
CROSS

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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