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KIA SELTOS 2022 Car Insurance

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The 2022 Kia Seltos is a versatile subcompact crossover valued for its urban styling, roomy cabin, and generous warranty. It appeals to city drivers and young families seeking a practical, affordable, and well-equipped vehicle.

KIA SELTOS 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2022 Kia Seltos fluctuate before rising sharply: after a slight dip from $1181 to $1065 between 2021 and 2023, they climb strongly to reach $1557 in 2026 — an overall increase of about 32% over the period.

To find the best insurance for your KIA SELTOS 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SELTOS 2022 cost in Quebec?

Premiums vary widely by city: Longueuil posts the highest premium ($3314), followed by Laval ($2287) and Saint-Jérôme ($2041), while Saguenay ($882) and Gatineau ($948) are the most affordable. This wide spread reflects significant regional risk differences.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1525.18
GATINEAU $947.62
LAVAL $2033.40
LÉVIS $1064.05
LONGUEUIL $4971.40
MONTRÉAL $1670.52
QUÉBEC $1440.83
REPENTIGNY $1315.08
Saguenay $882.19
SAINT-JEAN-SUR-RICHELIEU $1321.86
SAINT-JÉRÔME $1729.50
SHERBROOKE $1914.60
TERREBONNE $1666.03
TROIS-RIVIÈRES $1230.87

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Kia Seltos?
The average premium for a 2022 Kia Seltos varies by reference year, ranging from $1065 in 2023 to $1557 in 2026, with significant differences depending on the city of residence.
Have Seltos premiums changed much since 2021?
Yes. After dropping from $1181 to $1065 between 2021 and 2023, the average premium rose sharply to reach $1557 in 2026 — an overall increase of about 32%.
Which city is most expensive for insuring a Kia Seltos?
Based on the data provided, Longueuil has the highest premium at $3314, well above the $882 seen in Saguenay.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why do premiums vary so much between cities for this vehicle?
Traffic density, theft and claim frequency, and regional risk profiles explain differences ranging from $882 in Saguenay to $3314 in Longueuil.
What factors influence the premium for a 2022 Kia Seltos?
Coverage type, place of residence, vehicle usage, and driver profile all influence the premium, which can vary by more than $2000 between certain cities.
How can I lower my premium for a Kia Seltos?
Comparing quotes from several insurers, adjusting optional coverage, and bundling policies are effective ways to reduce costs for this vehicle.

Offers received by our customers on KIA SELTOS 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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