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KIA SELTOS 2023 Car Insurance

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The 2023 Kia Seltos is a versatile subcompact SUV combining urban styling, surprising cabin space, and accessible onboard technology. Designed for active drivers, it stands out for its value proposition and Kia's generous warranty coverage.

KIA SELTOS 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Kia Seltos fluctuate rather than follow a linear trend, moving from $1213 in 2022 to $1547 in 2023, then $1336 in 2024, $1553 in 2025, and $1475 in 2026. This variability suggests sensitivity to yearly factors rather than a continuous increase or decrease.

To find the best insurance for your KIA SELTOS 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SELTOS 2023 cost in Quebec?

The highest premiums for the 2023 Kia Seltos are found in Montreal ($2295), Laval ($1921), and Repentigny ($1816), while Saint-Jérôme ($732) and Drummondville ($779) show the most affordable amounts. The gap between the most and least expensive cities exceeds $1500, illustrating significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $978.29
DRUMMONDVILLE $741.18
GATINEAU $1389.58
LAVAL $2088.70
LÉVIS $1240.32
LONGUEUIL $1490.69
MONTRÉAL $2380.70
QUÉBEC $1441.43
REPENTIGNY $1815.58
Saguenay $1175.17
SAINT-JEAN-SUR-RICHELIEU $1051.32
SAINT-JÉRÔME $732.33
SHERBROOKE $1489.31
TERREBONNE $1240.04
TROIS-RIVIÈRES $1487.97

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Kia Seltos?
The average premium for a 2023 Kia Seltos varies by year, ranging from $1213 in 2022 to $1553 in 2025, with a recent average around $1475 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Have premiums for the 2023 Seltos changed much over time?
Yes, they have fluctuated rather than steadily increased, moving from $1213 in 2022 to $1547 in 2023, dropping to $1336 in 2024, then rising again to $1553 in 2025.
Which city offers the cheapest insurance for a 2023 Kia Seltos?
Based on the data provided, Saint-Jérôme ($732) and Drummondville ($779) show the lowest average premiums for this model.
Why does Montreal show the highest premium for this vehicle?
Montreal ($2295) combines heavy traffic density, higher claim frequency, and elevated repair costs, explaining a premium significantly above the other cities listed.
What factors influence the premium for a 2023 Kia Seltos?
Driver age, place of residence, driving history, and vehicle usage all influence premiums, as does the city of residence, where differences exceed $1500 according to our data.
How can I compare insurance prices for a 2023 Kia Seltos?
Getting multiple quotes from different insurers remains the best way to compare prices, since differences between cities and years can be considerable for this model.

Offers received by our customers on KIA SELTOS 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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