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KIA SELTOS 2026 Car Insurance

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The 2026 Kia Seltos is a versatile subcompact SUV combining urban style, onboard technology, and strong value. Ideal for city drivers or young families, it offers a spacious cabin and agile handling suited to varied daily use.

KIA SELTOS 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Kia Seltos is a recent model, only two years of data are available. The average premium moves from $1733 in 2025 to $1597 in 2026, a decrease of about 8%. More data will be needed to confirm a long-term trend.

To find the best insurance for your KIA SELTOS 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SELTOS 2026 cost in Quebec?

Premiums are highest for the 2026 Seltos in Saguenay ($2294), Montreal ($2292), and Longueuil ($2045), while Brossard ($1236), Saint-Jérôme ($1239), and Lévis ($1328) show the lowest amounts. Other cities fall within a mid-range band, reflecting notable geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1353.27
DRUMMONDVILLE $1385.57
GATINEAU $1517.88
LAVAL $1872.14
LÉVIS $1451.35
LONGUEUIL $2045.07
MONTRÉAL $2271.22
QUÉBEC $1753.34
REPENTIGNY $1562.78
Saguenay $2676.60
SAINT-JEAN-SUR-RICHELIEU $1568.78
SAINT-JÉRÔME $1286.10
SHERBROOKE $1411.75
TERREBONNE $1382.85
TROIS-RIVIÈRES $1767.85

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2026 Kia Seltos?
The average premium for a 2026 Kia Seltos is $1597, down from $1733 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium decrease between 2025 and 2026?
Since the 2026 Seltos is a recent model, historical data is limited to two years. The drop from $1733 to $1597 may reflect early insurer adjustments rather than an established trend.
Which cities offer the lowest insurance costs for the 2026 Seltos?
Based on the data provided, Brossard ($1236), Saint-Jérôme ($1239), and Lévis ($1328) post the lowest average premiums for this model.
Why are premiums so high in Saguenay and Montreal?
In Saguenay ($2294) and Montreal ($2292), premiums are well above the provincial average, which may reflect claim frequency and local insurance market conditions.
What factors influence the insurance premium for a Kia Seltos?
The vehicle's subcompact SUV classification, replacement value, driver profile, and city of residence are the main factors driving premium variation.
How can I compare insurance prices for a 2026 Seltos?
Comparing quotes from several insurers based on your city and driver profile remains the best way to identify the most favorable premium for this vehicle.

No recent premium example was found for "KIA SELTOS 2026".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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