KIA SELTOS Car Insurance

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The Kia Seltos is a versatile subcompact SUV valued for its modern design, generous interior space, and well-equipped feature list. Affordable and practical, it appeals to urban families and drivers seeking a reliable first SUV.

KIA SELTOS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Kia Seltos generally rise, moving from $1142 to $1533, with a notable increase between 2023 ($1343) and 2025 ($1543), followed by a slight dip in 2026. This trend reflects broader increases in repair and insurance costs.

To find the best insurance for your KIA SELTOS vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA SELTOS

How much does insurance for your KIA SELTOS cost in Quebec?

Premiums are highest in Montreal ($2270), Longueuil ($1873), and Laval ($1851), while Brossard ($1135) and Drummondville ($1154) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $1100.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1165.01
DRUMMONDVILLE	$1160.83
GATINEAU	$1586.12
LAVAL	$1879.54
LÉVIS	$1239.97
LONGUEUIL	$1956.59
MONTRÉAL	$2263.14
QUÉBEC	$1548.71
REPENTIGNY	$1507.36
Saguenay	$1538.81
SAINT-JEAN-SUR-RICHELIEU	$1371.03
SAINT-JÉRÔME	$1434.11
SHERBROOKE	$1385.31
TERREBONNE	$1465.09
TROIS-RIVIÈRES	$1452.13

KIA SELTOS average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
KIA SELTOS 2027	$2025.90
KIA SELTOS 2026	$1682.55
KIA SELTOS 2025	$1577.67
KIA SELTOS 2024	$1456.56
KIA SELTOS 2023	$1405.22
KIA SELTOS 2022	$1332.83
KIA SELTOS 2021	$1255.38

Frequently asked questions (FAQ)

How much does it cost to insure a Kia Seltos?

The average premium for a Kia Seltos varies by year, reaching $1533 in 2026 compared to $1142 in 2021, based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory to drive a road vehicle on public roads.

Have Kia Seltos premiums increased significantly since 2021?

Yes. Between 2021 and 2025, the average premium rose from $1142 to $1543, before slightly decreasing to $1533 in 2026.

Which city offers the lowest insurance cost for a Kia Seltos?

Based on the data provided, Brossard ($1135) and Drummondville ($1154) post the lowest average premiums for this vehicle.

Why does Montreal show such a high premium for the Seltos?

Traffic density, vehicle theft rates, and higher claim frequency in urban areas partly explain the $2270 premium observed in Montreal, well above other cities.

What factors influence the insurance premium for a Kia Seltos?

Driver profile, place of residence, claims history, and vehicle year are among the main factors that cause the average premium to vary.

How can I lower my insurance premium for a Kia Seltos?

Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a clean driving record are effective ways to reduce the premium.

Offers received by our customers on KIA SELTOS cars

KIA SELTOS 2022

Vladimyr from Montréal

$4425 /year

Premium computed in September 2026