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KIA SPORTAGE 2020 Car Insurance

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The 2020 Kia Sportage is a versatile compact SUV praised for its dynamic styling, spacious cabin, and strong equipment-to-price ratio. Ideal for urban families and daily commuting, it combines practicality and reliability in an accessible package.

KIA SPORTAGE 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Kia Sportage fluctuate but follow an overall upward trend, rising from $1004 to $1367, with a peak of $1474 in 2025. This progression reflects the general increase in repair and insurance costs over the period.

To find the best insurance for your KIA SPORTAGE 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SPORTAGE 2020 cost in Quebec?

Premiums are highest for the 2020 Sportage in Montreal ($2081), Sherbrooke ($2048), and Longueuil ($1896), while Lévis ($822) and Saguenay ($889) show the lowest amounts. The gap between these cities exceeds $1200, illustrating significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $863.59
GATINEAU $1032.79
LAVAL $1536.78
LÉVIS $821.93
LONGUEUIL $1311.63
MONTRÉAL $2061.54
QUÉBEC $1500.88
Saguenay $841.54
SAINT-JÉRÔME $1368.72
SHERBROOKE $2048.16
TERREBONNE $1715.85
TROIS-RIVIÈRES $1180.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Kia Sportage?
The average premium for a 2020 Kia Sportage varies by year, ranging from $1004 in 2021 to $1367 in 2026, with a peak of $1474 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2020 Sportage?
Based on the data provided, Lévis ($822) and Saguenay ($889) post the lowest average premiums for this model.
Why does the premium vary so much between cities?
Cities like Montreal ($2081) and Sherbrooke ($2048) show much higher premiums than Lévis ($822), due to urban density, traffic volume, and claim frequency.
Has the 2020 Sportage's premium increased significantly since 2021?
Yes, with fluctuations. The average premium rose from $1004 in 2021 to $1474 in 2025, before easing slightly to $1367 in 2026.
What factors influence the insurance premium for a 2020 Kia Sportage?
Vehicle age, claim frequency, parts costs, and city of residence are among the most significant factors for this model.
How can I lower my premium for a 2020 Sportage?
Comparing quotes from several insurers, especially if you live in a high-premium city like Montreal, can lead to meaningful savings.

Offers received by our customers on KIA SPORTAGE 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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