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KIA SPORTAGE 2024 Car Insurance

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The 2024 Kia Sportage is a versatile compact SUV combining modern styling, onboard technology, and generous interior space. Ideal for urban families, it stands out for its value and everyday comfort.

KIA SPORTAGE 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the 2024 Kia Sportage fluctuate rather than follow a linear trend, rising from $1696 in 2023 to a peak of $1886 in 2024, then stabilizing around $1740 and $1741 in 2025 and 2026.

To find the best insurance for your KIA SPORTAGE 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SPORTAGE 2024 cost in Quebec?

Premiums vary significantly by city: Montreal ($2821) and Saguenay ($2784) show the highest amounts, while Gatineau ($740) and Lévis ($1274) offer the lowest premiums. Terrebonne ($2408) and Laval ($2050) are also above average.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1480.22
LAVAL $2038.02
LÉVIS $1273.97
LONGUEUIL $1972.70
MONTRÉAL $2910.12
QUÉBEC $1554.53
REPENTIGNY $2041.20
Saguenay $2783.82
SAINT-JEAN-SUR-RICHELIEU $1216.98
SAINT-JÉRÔME $1490.18
SHERBROOKE $1963.36
TERREBONNE $2407.63
TROIS-RIVIÈRES $1380.86

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 Kia Sportage?
The average premium for a 2024 Kia Sportage varies by reference year, ranging from $1696 in 2023 to $1886 in 2024, then stabilizing around $1740 in 2025 and $1741 in 2026.
Does the Sportage 2024 premium keep rising?
No. After peaking at $1886 in 2024, the average premium drops to $1740 in 2025 and remains stable at $1741 in 2026, showing a non-linear pattern rather than a continuous increase.
Which city offers the lowest insurance cost for a 2024 Sportage?
Based on the data provided, Gatineau ($740) and Lévis ($1274) post the lowest average premiums for this model.
Why are premiums so high in Montreal and Saguenay?
Montreal ($2821) and Saguenay ($2784) show premiums well above average, which may be explained by traffic density, claim frequency, or local repair costs.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium for a 2024 Kia Sportage?
City of residence, driver profile, vehicle usage, and the Sportage's replacement value are among the factors causing premiums to range from $740 to $2821 based on the data provided.
How can I lower my premium for a 2024 Kia Sportage?
Comparing quotes from several insurers, especially if you live in a higher-premium city like Montreal or Saguenay, remains the most effective way to reduce costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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