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KIA SPORTAGE Car Insurance

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The Kia Sportage is a versatile compact SUV valued for its strong value proposition, modern design, and generous features. It appeals to families and urban drivers seeking a practical, comfortable, and affordable everyday vehicle.

KIA SPORTAGE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Kia Sportage rise sharply, moving from $1016 to $1733, before easing slightly to $1679 in 2026. This progression reflects rising repair and parts replacement costs over the years.

To find the best insurance for your KIA SPORTAGE vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SPORTAGE cost in Quebec?

Premiums are highest in Montreal ($2536), Longueuil ($1881), and Laval ($1841), while Lévis ($1256) and Saint-Jean-sur-Richelieu ($1330) show the lowest amounts. The gap between the most and least expensive cities remains significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1644.94
DRUMMONDVILLE $1391.01
GATINEAU $1722.59
LAVAL $1881.62
LÉVIS $1300.15
LONGUEUIL $1892.96
MONTRÉAL $2498.52
QUÉBEC $1582.50
REPENTIGNY $1575.26
Saguenay $1591.99
SAINT-JEAN-SUR-RICHELIEU $1324.72
SAINT-JÉRÔME $1724.50
SHERBROOKE $1722.69
TERREBONNE $1750.74
TROIS-RIVIÈRES $1569.40

KIA SPORTAGE average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does insurance cost for a Kia Sportage?
The average premium for a Kia Sportage reached $1733 in 2025 before easing to $1679 in 2026, based on the available data for this vehicle.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Have Sportage premiums increased significantly?
Yes. Between 2021 and 2025, the average premium rose from $1016 to $1733, a marked increase, followed by a slight decrease to $1679 in 2026.
Which city offers the lowest insurance cost for a Kia Sportage?
Based on the data provided, Lévis ($1256) and Saint-Jean-sur-Richelieu ($1330) post the lowest average premiums for this vehicle.
Why does Montreal show a notably higher premium?
Montreal records the highest premium at $2536, likely due to traffic density, theft rates, and higher claim frequency in dense urban areas.
What factors influence the premium for a Kia Sportage?
Its compact SUV classification, replacement value, mileage, and driver profile influence the premium, which ranges from $1256 to $2536 depending on the city.
How can I lower my premium for a Kia Sportage?
Comparing quotes from several insurers, choosing a higher deductible, and bundling policies can help reduce the premium for this vehicle.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this KIA SPORTAGE page

The premiums above cover every version of the KIA SPORTAGE, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
SPORTAGE 4DR 2WD 2001 - 2002
SPORTAGE 4DR 4WD 2001 - 2002
SPORTAGE EX 4DR 2WD 2001 - 2023
SPORTAGE EX 4DR 4WD 2001 - 2002
SPORTAGE EX 4DR AWD 2011 - 2026
SPORTAGE EX HEV 4DR AWD 2023 - 2027
SPORTAGE EX PHEV 4DR AWD 2026 - 2027
SPORTAGE EX PREMIUM 4DR AWD 2018 - 2026
SPORTAGE EX PREMIUM HEV 4DR AWD 2026 - 2027
SPORTAGE EX PREMIUM PHEV 4DR AWD 2023 - 2027
SPORTAGE EX PREMIUM S 4DR AWD 2021 - 2022
SPORTAGE EX S 4DR AWD 2021 - 2022
Show the 25 other versions

SPORTAGE EX TECH 4DR AWD (2018 - 2020), SPORTAGE EX V6 4DR 2WD (2007), SPORTAGE EX V6 4DR AWD (2005), SPORTAGE LIMITED 4DR 2WD (2001), SPORTAGE LIMITED 4DR 4WD (2001), SPORTAGE LX 4DR 2WD (2005 - 2026), SPORTAGE LX 4DR AWD (2005 - 2026), SPORTAGE LX HEV 4DR 2WD (2025 - 2026), SPORTAGE LX HEV 4DR AWD (2023), SPORTAGE LX NIGHTSKY 4DR AWD (2022), SPORTAGE LX S 4DR AWD (2021), SPORTAGE LX V6 4DR 2WD (2005 - 2010), SPORTAGE LX V6 4DR AWD (2005 - 2010), SPORTAGE S 4DR 2WD (2020), SPORTAGE SOFT TOP 2DR 2WD (2001 - 2002), SPORTAGE SOFT TOP 2DR 4WD (2001 - 2002), SPORTAGE SX HEV 4DR AWD (2023 - 2027), SPORTAGE SX PHEV 4DR AWD (2023 - 2027), SPORTAGE SX TURBO 4DR 2WD (2011), SPORTAGE SX TURBO 4DR AWD (2011 - 2022), SPORTAGE SX-PRESTIGE 4DR AWD (2023), SPORTAGE X 4DR 4WD (2001), SPORTAGE X-LINE 4DR AWD (2023 - 2026), SPORTAGE X-LINE LIMITED 4DR AWD (2023 - 2026), SPORTAGE X-LINE PHEV 4DR AWD (2023)


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