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TOYOTA CAMRY 2004 Car Insurance

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The 2004 Toyota Camry is a family sedan known for its legendary reliability and affordable upkeep. This popular used-car choice appeals to drivers seeking a sturdy, economical vehicle that's easy to maintain over the long run.

TOYOTA CAMRY 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, the average premium for the 2004 Toyota Camry fluctuates between $309 and $477, remaining relatively stable for an older vehicle. In 2026, a sharp increase brings the average premium to $5824, a significant jump from prior years that may reflect changes in available data or market conditions.

To find the best insurance for your TOYOTA CAMRY 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA CAMRY 2004 cost in Quebec?

Among the provided cities, Saint-Jean-sur-Richelieu shows the highest premium ($686), followed by Montreal ($415), while Quebec City ($274) and Repentigny ($169) post the lowest amounts for the 2004 Camry.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $415.33
QUÉBEC $274.41
REPENTIGNY $168.95
SAINT-JEAN-SUR-RICHELIEU $685.89

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 Toyota Camry?
The average premium ranged between $309 and $477 from 2021 to 2025, before reaching $5824 in 2026 based on the most recent available data.
Why did the premium for the 2004 Camry rise so much in 2026?
The sharp increase to $5824 in 2026 diverges significantly from prior years, which may reflect changes in insured profiles or the available data for this older model.
Which city has the highest insurance cost for the 2004 Camry?
Based on the data provided, Saint-Jean-sur-Richelieu shows the highest premium at $686, followed by Montreal at $415.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Does an older vehicle like the 2004 Camry cost less to insure?
Generally yes, due to a lower replacement value, which explains the $309 to $477 premiums observed between 2021 and 2025 before the 2026 increase.
What factors influence the premium for a 2004 Camry?
Vehicle age, residual value, place of residence, and the driver's claims history are the main elements determining the premium for this model.
How can I lower the insurance cost for a 2004 Camry?
Comparing quotes from several insurers and checking eligibility for older-vehicle or low-mileage discounts can help reduce the premium.

Offers received by our customers on TOYOTA CAMRY 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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