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TOYOTA CAMRY 2005 Car Insurance

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The 2005 Toyota Camry is a family sedan known for its mechanical reliability and comfortable ride. Popular among drivers seeking a durable, affordable vehicle, it remains a common choice on the used-car market in Quebec.

TOYOTA CAMRY 2005 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2005 Camry fluctuates noticeably, moving from $507 in 2021 to a peak of $551 in 2022, dropping to $304 in 2023, then fluctuating to $317 in 2026. Overall, the trend over the available period is downward despite year-to-year variation.

To find the best insurance for your TOYOTA CAMRY 2005 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA CAMRY 2005 cost in Quebec?

Premiums are highest in Longueuil ($856) and Montreal ($557), while Trois-Rivières ($245) and Repentigny ($291) show the lowest amounts. Other cities fall in a mid-range between $356 and $392.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $392.42
GATINEAU $370.82
LONGUEUIL $856.21
MONTRÉAL $556.55
REPENTIGNY $291.46
SAINT-JÉRÔME $356.43
TROIS-RIVIÈRES $355.37

Frequently asked questions (FAQ)

How much does insurance cost for a 2005 Toyota Camry?
The average premium for a 2005 Toyota Camry was $317 in 2026, after peaking at $551 in 2022 based on the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2005 Camry's premium fluctuate so much between 2021 and 2026?
Premiums for older vehicles like the 2005 Camry can vary due to declining replacement value and insurer adjustments, moving from $507 to $551 before dropping below $320.
Which city has the highest insurance cost for a 2005 Camry?
Based on the data provided, Longueuil shows the highest premium ($856), followed by Montreal ($557), well above the other compared cities.
Where is the 2005 Camry cheapest to insure?
Trois-Rivières ($245) and Repentigny ($291) offer the lowest average premiums among the cities provided.
Does an older vehicle really cost less to insure?
Generally yes, since replacement value decreases with age, lowering collision coverage costs. However, some older models can cost more due to limited parts availability.
How can I reduce my premium for a 2005 Camry?
Comparing quotes from several insurers and adjusting optional coverage to match the vehicle's actual value are effective ways to lower the premium.

Offers received by our customers on TOYOTA CAMRY 2005 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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