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TOYOTA CAMRY 2009 Car Insurance

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The 2009 Toyota Camry is a family sedan known for its reliability, comfort, and low maintenance costs. This mature model appeals to drivers seeking an economical, sturdy, and hassle-free daily vehicle.

TOYOTA CAMRY 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Camry fluctuate without a clear linear trend, rising from $527 to a peak of $752 in 2024, then dropping back to $520 in 2026. These variations reflect the vehicle's advanced age and shifts in the insurance market.

To find the best insurance for your TOYOTA CAMRY 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA CAMRY 2009 cost in Quebec?

The highest premiums are found in Montreal ($1194), followed by Lévis ($791) and Quebec City ($785), while Longueuil ($426) and Laval ($433) show the lowest amounts. The gap between these cities is considerable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $433
LÉVIS $791.34
MONTRÉAL $2144.36
QUÉBEC $785.36
REPENTIGNY $644.78
Saguenay $730.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Toyota Camry?
The average premium for a 2009 Toyota Camry varies by year, ranging between $520 and $752 from 2021 to 2026, with a recent average of $520 in 2026.
Have premiums for the 2009 Camry increased over time?
Not consistently. The premium rose from $527 in 2021 to a peak of $752 in 2024, then dropped to $520 in 2026, showing fluctuation rather than a steady increase.
Which city has the highest insurance costs for the 2009 Camry?
Based on the data provided, Montreal shows the highest average premium at $1194, well above the other cities compared.
Why do premiums vary so much between cities?
Traffic density, claim frequency, and local theft rates influence premiums, explaining the gap between Montreal ($1194) and Longueuil ($426).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Does a 2009 Camry cost less to insure than a newer model?
Generally yes, since its replacement value is lower. However, premiums remain influenced by city and driver profile, as shown by the gap between $426 and $1194 depending on location.
How can I lower my premium for this vehicle?
Comparing quotes from several insurers, especially in higher-cost areas like Montreal, often reveals more favorable prices for the same driver profile.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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