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TOYOTA CAMRY 2012 Car Insurance

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The 2012 Toyota Camry is a midsize sedan known for its reliability, comfort, and low long-term maintenance costs. A popular choice among families and commuters, it offers excellent value on the used-car market.

TOYOTA CAMRY 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Camry fluctuate rather than follow a linear trend, staying mostly between $723 and $904, with a notable spike to $2209 in 2025 before dropping back to $723 in 2026. This variation suggests a one-time anomaly rather than a structural increase.

To find the best insurance for your TOYOTA CAMRY 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA CAMRY 2012 cost in Quebec?

Premiums are highest in Terrebonne ($1573), Montreal ($1428), and Lévis ($1209), while Longueuil ($419), Gatineau ($567), and Sherbrooke ($588) show the lowest amounts. The gap between the most affordable and priciest cities exceeds $1000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $486.79
LAVAL $933.55
LÉVIS $840.34
LONGUEUIL $414.96
MONTRÉAL $1427.81
QUÉBEC $779.55
SHERBROOKE $799.57
TERREBONNE $1572.87

Frequently asked questions (FAQ)

How much does it cost to insure a 2012 Toyota Camry?
The average premium varies by reference year, ranging from $723 to $904 in most years, with an exceptional spike to $2209 in 2025. By 2026, the average drops back to $723.
Why did the premium spike to $2209 in 2025?
This one-time spike stands out clearly from other years ($723 to $904), suggesting an exceptional factor rather than a lasting increase in insurance costs for this model.
Which city offers the lowest insurance cost for a 2012 Camry?
Based on the data provided, Longueuil ($419), Gatineau ($567), and Sherbrooke ($588) post the lowest average premiums for this model.
Why do Terrebonne and Montreal show higher premiums?
In Terrebonne ($1573) and Montreal ($1428), traffic density and claim frequency generally contribute to higher premiums than in less densely populated regions.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2012 Camry?
The vehicle's age, replacement value, location, and the driver's claims history all influence the premium, which can vary significantly from city to city.
How can I lower my premium for a 2012 Camry?
Comparing quotes from several insurers and checking eligibility for discounts (older vehicle, good driving record) are effective ways to reduce insurance costs.

Offers received by our customers on TOYOTA CAMRY 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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