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TOYOTA CAMRY 2020 Car Insurance

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The 2020 Toyota Camry is a family sedan known for its reliability, comfort, and slow depreciation. This midsize model appeals to drivers seeking a practical vehicle that is economical long-term and recognized for its mechanical robustness.

TOYOTA CAMRY 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Camry fluctuate significantly, moving from $1709 to $1042, then spiking to $3405 in 2025 before dropping back to $1630 in 2026. This volatility makes it difficult to identify a stable trend over the period.

To find the best insurance for your TOYOTA CAMRY 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA CAMRY 2020 cost in Quebec?

Premiums are highest in Montreal ($2645) and Gatineau ($1925), while Lévis ($767) and Quebec City ($999) show the lowest amounts. Other cities fall within a mid-range band, between $1224 and $1809.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1924.94
LÉVIS $570.29
LONGUEUIL $1343.75
MONTRÉAL $2645.21
QUÉBEC $1032.15
SHERBROOKE $1371.34
TERREBONNE $1223.74

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Toyota Camry?
The average premium varies by reference year, ranging from $1042 to $3405 between 2021 and 2026. In 2026, the average sits at $1630.
Why do premiums for the 2020 Camry vary so much year to year?
The data shows strong volatility, with a spike to $3405 in 2025 following a drop to $1042 in 2022. These swings may reflect changes in insured profiles or market conditions rather than a stable trend.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2020 Camry?
Based on the data provided, Lévis ($767) and Quebec City ($999) post the lowest average premiums for this model.
Why does Montreal show the highest premium for the 2020 Camry?
With an average of $2645, Montreal stands out clearly from other cities, likely due to traffic density and higher claim frequency in urban areas.
What factors influence the insurance premium for a 2020 Camry?
The vehicle's age, claims history, region of residence, and driver profile are among the most significant factors in premium calculation.
How can I compare insurance costs for a 2020 Camry?
Requesting quotes from several insurers allows you to compare prices for the same profile and identify the best available options.

Offers received by our customers on TOYOTA CAMRY 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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