David in Blainville
Contents of $20,000
Premium: $219 per year
Premium computed in May 2026
Tenant insurance in Blainville covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Over the available period (2020–2026), average tenant insurance premiums in Blainville show notable volatility, moving from $299 in 2020 to $352 in 2025, then returning to $295 in 2026. This variation reflects market adjustments and fluctuations in claim costs; a stable trend is not yet firmly established.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Blainville, tenant premiums vary by contents coverage amount: lower tiers (<20k, 20k-30k) cluster around $300–$305, while mid-range coverage (30k-50k, 50k-75k, 75k-100k) ranges between $318 and $320. The highest coverage tier (100k-150k) reaches $498, reflecting the proportional increase in insured risk. The gap between tiers primarily reflects the value of contents covered rather than local geographic factors.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $295.90 |
| 30k-50k | $308.78 |
| 50k-75k | $307.52 |
| 75k-100k | $288.74 |
| 100k-150k | $370.75 |
The average premium in 2025 is $352 per year for a tenant in Blainville, although historical data shows some volatility.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $296 per year for 20k–30k coverage.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
Mid-range coverage (30k–50k) costs about $320 per year, while full coverage (100k–150k) reaches $498. The amount of contents insured is the primary variation driver.
Variation between $295 and $352 over recent years reflects market adjustments and claim cost fluctuations rather than an established trend.
Contents of $20,000
Premium: $219 per year
Premium computed in May 2026
Contents of $50,000
Premium: $337 per year
Premium computed in May 2026
Contents of $50,000
Premium: $367 per year
Premium computed in May 2026
Contents of $20,000
Premium: $361 per year
Premium computed in May 2026
Contents of $30,000
Premium: $350 per year
Premium computed in May 2026
Contents of $30,000
Premium: $269 per year
Premium computed in May 2026
Contents of $80,000
Premium: $221 per year
Premium computed in April 2026
Contents of $30,000
Premium: $290 per year
Premium computed in April 2026
Contents of $50,000
Premium: $225 per year
Premium computed in April 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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