Atef Yanis in Pierrefonds
Contents of $20,000
Premium: $234 per year
Premium computed in May 2026
Tenant insurance in Pierrefonds covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Over the available period from 2020 to 2026, average tenant insurance premiums in Pierrefonds show notable volatility, moving from $534 in 2020 to $297 in 2026. This trajectory reflects significant local market adjustments, with a sharp decline in 2021 followed by fluctuations through to gradual stabilization toward 2025–2026.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Pierrefonds, tenant premiums vary by contents coverage amount: policies covering less than $20k show $299, while those for $100k–$150k reach $443. The progression is not strictly linear — the $30k–$50k tier reaches $333, reflecting how the local risk profile and claim density shape premiums beyond insured value alone.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $241.12 |
| 30k-50k | $354.64 |
| 50k-75k | $378.78 |
| 75k-100k | $345.72 |
| 100k-150k | $443.25 |
The average premium in 2026 is $297 per year for a tenant in Pierrefonds, with representative contents coverage.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $241 per year for $20k–$30k coverage in Pierrefonds.
The premium increases with insured amount: $241 for $20k–$30k, $333 for $30k–$50k, and $443 for $100k–$150k. The local risk profile influences this progression.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
The local market experienced significant adjustments: sharp decline in 2021 ($278), then fluctuations through stabilization toward 2025–2026 ($297), reflecting evolving risk profile and claim costs.
$30k–$50k coverage costs $333 per year and covers most tenants; adjust based on your personal inventory of belongings.
Contents of $20,000
Premium: $234 per year
Premium computed in May 2026
Contents of $40,000
Premium: $226 per year
Premium computed in May 2026
Contents of $50,000
Premium: $349 per year
Premium computed in May 2026
Contents of $20,000
Premium: $225 per year
Premium computed in May 2026
Contents of $20,000
Premium: $218 per year
Premium computed in March 2026
Contents of $50,000
Premium: $628 per year
Premium computed in March 2026
Contents of $50,000
Premium: $238 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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