Elysa in Sainte-Julie
Contents of $50,000
Premium: $350 per year
Premium computed in May 2026
Tenant insurance in Sainte-Julie covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2020 and 2026, average tenant insurance premiums in Sainte-Julie show notable volatility: rising from $347 to $388 in 2021, then declining progressively to $280 in 2026. This trajectory reflects market correction following an initial spike, with recent stabilization around $280–$299 since 2024.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Sainte-Julie, tenant premiums vary by contents coverage amount: under $20k costs $268, while $20k–$30k sits at $236 and $30k–$50k at $233. The $50k–$75k tier shows $395, reflecting a marked increase for higher contents coverage. This non-linear progression suggests that local risk profile and claim density play a significant role beyond the coverage amount alone.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $235.62 |
| 30k-50k | $232.73 |
| 50k-75k | $395.16 |
The average premium in 2026 is $280 per year for a tenant in Sainte-Julie, down notably from the $388 peak observed in 2021.
For $30k–$50k in contents coverage, the premium is $233 per year. The $50k–$75k tier rises to $395, reflecting a marked increase for higher coverage amounts.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $233 per year in Sainte-Julie.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
After peaking at $388 in 2021, premiums gradually declined to $280 in 2026, reflecting market correction and stabilization of claim costs.
$236 per year — a representative tier for a tenant with standard contents in Sainte-Julie.
Contents of $50,000
Premium: $350 per year
Premium computed in May 2026
Contents of $20,000
Premium: $228 per year
Premium computed in May 2026
Contents of $20,000
Premium: $247 per year
Premium computed in May 2026
Contents of $60,000
Premium: $667 per year
Premium computed in April 2026
Contents of $40,000
Premium: $213 per year
Premium computed in April 2026
Contents of $40,000
Premium: $236 per year
Premium computed in March 2026
Contents of $40,000
Premium: $286 per year
Premium computed in February 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
|
Client
The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services. |
||
Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner. |
||
