Tenant insurance prices in Verdun

HOME INSURANCE COSTS FOR A TENANT IN VERDUN (LAST 7 YEARS)

Tenant insurance in Verdun covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.

Between 2019 and 2026, average tenant insurance premiums in Verdun show a volatile trajectory, moving from $412 in 2019 to $323 in 2026. After a sharp decline between 2019 and 2023 (from $412 to $309, a -25% drop), premiums rose slightly in 2024–2025 before falling again in 2026. This volatility reflects local market adjustments and variations in claim frequency.

Factors influencing your home insurance premium

Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:

Property value and replacement cost - The higher your property value, the higher the premium, since the cost of rebuilding after a loss is greater.

Property type - A house, a condo, and a rental unit present different risks and are insured differently.

Location and postal code - Urban density, crime rates, proximity to fire hydrants, and presence in flood zones directly affect the premium.

Building characteristics - Year built, materials, condition of roof, plumbing, and electrical system.

Prevention measures - Alarm systems, smoke detectors, sprinklers, and other safety devices generally reduce the premium.

Claims history - A claim-free record favors more advantageous premiums.

Coverage choices - Deductible amount, liability limits, and optional protections adjust the premium.

Average premium by property value in Verdun

In Verdun, tenant premiums progress steadily with contents coverage, moving from roughly $286 for under $20k to $792 for $150k and above. A representative tenant with $30k–$50k coverage pays $332 per year. The progression accelerates notably from the $75k–$100k tier ($471), reflecting rising contents replacement costs and the risk profile associated with higher coverage amounts.

Contents value	Average price over the last 12 months
20k-30k	$308.39
30k-50k	$328.45
50k-75k	$347.63
75k-100k	$316.98
100k-150k	$520.32

Frequently asked questions

How much does tenant insurance cost in Verdun?

The average premium in 2026 is $323 per year for a tenant in Verdun, after a sharp decline since 2019 ($412).

What does tenant insurance cover?

It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.

How does contents coverage amount affect the premium in Verdun?

The premium rises roughly $46 per $20k–$30k coverage increment up to $75k, then accelerates: a representative tenant with $30k–$50k coverage pays $332, while $75k–$100k coverage reaches $471.

Is tenant insurance mandatory in Quebec?

No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $286 per year for minimal coverage.

Why have tenant premiums fallen since 2019 in Verdun?

Between 2019 and 2023, premiums dropped from $412 to $309 (a -25% decline), reflecting local market adjustments and reduced claim frequency, though some volatility persists.

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria

Analysis period: Our analyses are based on millions of insurance submissions from recent years (up to a 10-year window), ensuring the relevance of our comparisons.

Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.

Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.

Last update: 05/29/2026

Tenant insurance price examples in Verdun

HOME INSURANCE COSTS FOR A TENANT IN VERDUN (LAST 7 YEARS)

Factors influencing your home insurance premium

Average premium by property value in Verdun

Frequently asked questions

Offers received by our customers for tenant insurance in Verdun

Amelia in Verdun

Sandy in Verdun

Etienne in Verdun

Boris in Verdun

João Roque in Verdun

Camille in Verdun

James in Verdun

Lucas in Verdun

Oualid in Verdun

Methodology

Coverage types in Verdun

Tenant in other cities

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