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BMW 228I 2016 Car Insurance

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The 2016 BMW 228i is a compact luxury coupe combining sportiness with German refinement. Powered by an agile turbocharged engine, it appeals to drivers seeking dynamic handling in a sleek, premium package.

BMW 228I 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Available data for the 2016 BMW 228i shows significant year-to-year variation, moving from $1948 in 2022 to $424 in 2023, then back up to $1250 in 2024, $1278 in 2025, and $766 in 2026. This fluctuation likely reflects a small data sample rather than a stable trend.

To find the best insurance for your BMW 228I 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 228I 2016 cost in Quebec?

Among the cities provided, Laval shows the highest premium ($1430), followed by Gatineau ($861), while Quebec City posts the lowest amount ($619). The gap between these three cities remains notable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $860.56
LAVAL $2057.14

Frequently asked questions (FAQ)

How much does it cost to insure a 2016 BMW 228i?
Based on available data, the most recent average premium for a 2016 BMW 228i is $766 in 2026, though this amount has varied significantly over the years, reaching $1948 in 2022.
Why does the premium for the 2016 BMW 228i vary so much?
Swings between $424 and $1948 across different years suggest a small data sample for this model rather than a true market trend. Its luxury vehicle status also affects repair costs.
Which city offers the lowest insurance cost for a 2016 BMW 228i?
Among the cities provided, Quebec City offers the lowest premium ($619), followed by Gatineau ($861), while Laval shows the highest amount ($1430).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2016 BMW 228i?
Its luxury vehicle status, specialized parts costs, and turbocharged engine power all contribute to premiums that can vary significantly by insurer and driver profile.
How can I reduce the premium for this model?
Comparing quotes from several insurers is especially useful for a vehicle with fluctuating premiums, helping identify the most advantageous offer for your profile.

No recent premium example was found for "BMW 228I 2016".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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