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BMW 228I 2016 Car Insurance

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The 2016 BMW 228i is a premium compact coupe combining agility, refined finishing, and an efficient turbocharged engine. It appeals to drivers seeking sporty handling in an urban-friendly format, backed by the prestige and technology of the Bavarian brand.

BMW 228I 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 BMW 228i fluctuate significantly, moving from $389 to $1948 in 2022, dropping back to $424 in 2023, rising again to $1278 in 2025, and settling at $798 in 2026. This volatility reflects notable variation rather than a clear trend.

To find the best insurance for your BMW 228I 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 228I 2016 cost in Quebec?

Among the provided cities, Brossard shows the highest average premium ($2206), followed by Laval ($1430), while Quebec City ($619) and Gatineau ($861) offer the most affordable premiums for the 2016 BMW 228i.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $860.56
LAVAL $1430.33
QUÉBEC $619.12

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2016 BMW 228i?
The average premium for a 2016 BMW 228i varies significantly by reference year, ranging from $389 to $1948 between 2021 and 2026, with a recent value of $798 in 2026.
Why do premiums for the 2016 BMW 228i vary so much year to year?
The data shows sharp swings, such as a jump to $1948 in 2022 followed by a drop to $424 in 2023, which may reflect changes in the insured driver profiles or market conditions rather than a stable trend.
Which city has the highest insurance cost for a 2016 BMW 228i?
Based on the data provided, Brossard shows the highest premium at $2206 on average, compared to $619 in Quebec City.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2016 BMW 228i?
Its status as a compact sports vehicle, specialized parts costs, and replacement value all contribute to premiums that can vary considerably by city and driver profile.
How can the price gap between Gatineau and Brossard be explained?
Gatineau ($861) shows a noticeably lower premium than Brossard ($2206), a gap that may be explained by traffic density, claims frequency, and local insurance market conditions.
How can I lower my premium for a 2016 BMW 228i?
Comparing quotes from several insurers and evaluating coverage options based on city of residence remains the best way to find a more favorable premium for this model.

Offers received by our customers on BMW 228I 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026