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BMW 228I 2021 Car Insurance

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The 2021 BMW 228i is a premium compact coupe blending agility and refinement. Positioned in the entry-level sport-luxury segment, it appeals to drivers seeking precise handling and a prestigious badge for everyday driving.

BMW 228I 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 BMW 228i fluctuate significantly, dropping from $1954 in 2021 to a low of $883 in 2023, then rebounding to $1884 in 2024 before settling at $1412 in 2026. This variability makes it difficult to identify a stable trend.

To find the best insurance for your BMW 228I 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 228I 2021 cost in Quebec?

Based on the available data, the average premium is higher in Laval ($2023) than in Quebec City ($1530), a gap of roughly $493 between the two cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $2022.94
QUÉBEC $1888.24

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 BMW 228i?
The average premium has varied significantly by year, ranging from a low of $883 in 2023 to a high of $1954 in 2021, with $1412 recorded in 2026.
Why does the premium for the 2021 BMW 228i fluctuate so much year to year?
The swings, from $1954 to $883 and back up to $1884, may reflect changes in insured driver profiles and claims rather than a steady long-term trend.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Is the 2021 BMW 228i more expensive to insure in Laval or Quebec City?
Based on the data provided, Laval shows an average premium of $2023, compared to $1530 in Quebec City — a notable gap of nearly $493.
What factors influence the premium for a BMW 228i?
Its sport-luxury classification, specialized parts costs, and the risk profile associated with premium coupes contribute to premiums, which have ranged between $883 and $1954 across the years.
How can I get a better price to insure a BMW 228i?
Comparing quotes from multiple insurers remains the best way to benefit from price differences, especially for a vehicle whose premium has shown strong variability over the years.

Offers received by our customers on BMW 228I 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026