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BMW 228I Car Insurance

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The BMW 228i is a compact luxury coupe/sedan combining sporty performance with German refinement. Positioned in the premium segment, it appeals to drivers seeking dynamic driving paired with upscale finishing and advanced technology.

BMW 228I CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the BMW 228i fluctuate significantly, moving from $774 to $1558 in 2022, dropping to $650 in 2023, then rising to $1735 in 2026. This variability suggests a limited data sample rather than a stable trend.

To find the best insurance for your BMW 228I vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 228I cost in Quebec?

Premiums vary considerably by city: Montreal shows the highest amount ($3457), followed by Laval ($2192) and Quebec City ($1327), while Gatineau ($861) and Lévis ($653) are notably more affordable. The Saint-Jérôme figure of $0 may reflect a lack of available data for that city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $4085.32
GATINEAU $860.56
LAVAL $2290.17
LÉVIS $653.41
MONTRÉAL $3457.13
QUÉBEC $1484.04

BMW 228I average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW 228I 2026 $2478.52
BMW 228I 2025 $2347.86
BMW 228I 2024 $1492.83
BMW 228I 2021 $1709.75
BMW 228I 2020 $1101.87
BMW 228I 2016 $1258.01
BMW 228I 2015 $1222.14
BMW 228I 2014 $1099.58

Frequently asked questions (FAQ)

How much does auto insurance cost for a BMW 228i?
Based on the available data, the average premium for a BMW 228i has ranged between $650 and $1735 in recent years, reaching $1735 in 2026.
Why do BMW 228i premiums vary so much year to year?
The fluctuations seen, from $774 in 2021 to $1558 in 2022, then $650 in 2023, suggest a limited data sample rather than an actual market shift.
Which city has the highest 228i insurance cost?
Montreal shows the highest premium at $3457, well above other provided cities such as Gatineau ($861) or Lévis ($653).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium for a BMW 228i?
Luxury-vehicle status, parts costs, engine power, and driver profile all directly influence the premium, in addition to the significant differences seen across cities.
How can I lower my premium for a BMW 228i?
Comparing quotes from several partner insurers remains the most effective way to find a favorable premium, especially for a vehicle whose costs vary so much by region.

Offers received by our customers on BMW 228I cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BMW 228I page

The premiums above cover every version of the BMW 228I, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
228i 2DR 2014 - 2016
228i CABRIOLET 2016
228i GRAN COUPE 4DR 2021
228i xDrive 2DR AWD 2015 - 2016
228i xDrive CABRIOLET AWD 2015 - 2016
228i xDrive GRAN COUPE 4DR AWD 2020 - 2027

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BMW 228I by city

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