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FORD F150 2004 Car Insurance

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The 2004 Ford F150 is a rugged full-size pickup known for its payload capacity, versatility, and mechanical reliability. This older model remains popular for work, towing, and demanding daily use.

FORD F150 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2004 Ford F150 fluctuate notably, moving from $384 to $618 in 2022, dropping to $280 in 2023, rising again to $413 in 2025, then falling to $202 in 2026. This variability largely reflects the vehicle's continuing depreciation with age rather than a stable trend.

To find the best insurance for your FORD F150 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2004 cost in Quebec?

Only one city, Saint-Jean-sur-Richelieu, was provided for this model, with an average premium of $472. No geographic comparison is possible with the available data.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
SAINT-JEAN-SUR-RICHELIEU $471.86

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2004 Ford F150?
The average premium varies by year, ranging from $202 in 2026 to $618 in 2022. In 2025, the average stood at $413.
Why does the premium for the 2004 Ford F150 vary so much year to year?
These fluctuations, moving from $384 to $618 and then to $202, largely reflect the continuing depreciation of an older vehicle, whose replacement value declines over time.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
How much does it cost to insure a 2004 F150 in Saint-Jean-sur-Richelieu?
Based on the data provided, the average premium in Saint-Jean-sur-Richelieu is $472 for this model.
Is an older vehicle like the 2004 F150 cheaper to insure?
Generally yes, since replacement value decreases with age, though parts cost and availability can sometimes push certain premiums higher despite the vehicle's age.
How can I reduce the premium for a pickup like the F150?
Comparing quotes from several insurers, adjusting coverage to match the vehicle's actual value, and avoiding unnecessary add-ons for an older vehicle are effective ways to lower the premium.

No recent premium example was found for "FORD F150 2004".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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