FORD F150 2009 Car Insurance

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The 2009 Ford F-150 is a rugged, versatile full-size pickup built for both work and daily use. Known for its towing capacity and durability, it remains a popular choice among utility vehicle owners in Quebec.

FORD F150 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Ford F-150 fluctuate without a clear linear trend, rising from $281 to a peak of $444 in 2023 before settling at $356 in 2026. This variability may reflect risk adjustments specific to an older vehicle.

To find the best insurance for your FORD F150 2009 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD F150 2009

How much does insurance for your FORD F150 2009 cost in Quebec?

Based on the data provided, Montreal shows the highest average premium ($576), followed by Laval ($523), while Saint-Jean-sur-Richelieu posts the lowest amount ($301) for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$523
MONTRÉAL	$575.95
SAINT-JEAN-SUR-RICHELIEU	$300.84

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Ford F-150?

The average premium for a 2009 Ford F-150 varies by reference year, ranging from $281 in 2021 to $356 in 2026, with a peak of $444 recorded in 2023.

Have premiums for the 2009 F-150 increased over time?

Not consistently. Between 2021 and 2026, the premium fluctuated, peaking at $444 in 2023 before dropping to $356, without a sustained upward trend.

Which city offers the lowest insurance cost for a 2009 F-150?

Based on the data provided, Saint-Jean-sur-Richelieu shows the lowest premium at $301, compared to $576 in Montreal and $523 in Laval.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does the vehicle's age affect the premium for a 2009 F-150?

An older vehicle like the 2009 F-150 may have a lower replacement value, but parts costs or specific risk factors can still influence the premium depending on the insurer.

Why is Montreal's premium higher than Saint-Jean-sur-Richelieu's?

Urban density, traffic volume, and higher claim frequency in Montreal generally contribute to higher premiums compared to less densely populated cities.

How can I lower my insurance premium for a 2009 F-150?

Comparing quotes from several insurers and clarifying the vehicle's actual use (personal or commercial) can often help secure a more favorable premium.

Offers received by our customers on FORD F150 2009 cars

FORD F150 2009

A Woman from Repentigny

$310 /year

Premium computed in October 2023

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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