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FORD F150 2013 Car Insurance

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The 2013 Ford F-150 is a rugged, versatile full-size truck valued for its towing capacity and proven reliability. A North American best-seller, it suits drivers seeking a durable work vehicle or a capable vehicle for demanding personal use.

FORD F150 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 F-150 fluctuate irregularly, moving from $771 to $640, with a notable spike to $2027 in 2025. This fluctuation suggests a one-time event rather than a stable trend, with amounts returning to a lower level in 2026.

To find the best insurance for your FORD F150 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2013 cost in Quebec?

The highest premiums are seen in Quebec City ($712) and Montreal ($587), while Saguenay ($208) and Terrebonne ($339) show the lowest amounts among the cities provided. Laval ($484) and Lévis ($423) fall in a mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $484.44
LÉVIS $423.48
MONTRÉAL $587.42
QUÉBEC $711.77
Saguenay $208.19
TERREBONNE $338.99

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2013 Ford F-150?
The average premium varies by year, ranging from $575 in 2024 to $2027 in 2025, then returning to $640 in 2026. These large swings reflect one-time variations rather than a steady trend.
Why did the 2013 F-150 premium spike in 2025?
A spike to $2027 in 2025 stands out sharply from other years ($771 to $640), which may indicate a one-time factor such as a broader rise in repair costs or a data sample variation.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2013 F-150?
Based on the data provided, Saguenay ($208) and Terrebonne ($339) show the lowest average premiums for this model.
Is the 2013 F-150 more expensive to insure than a compact car?
Generally yes. Its size, weight, and higher repair costs compared to a compact car influence the premium, which here ranges from $575 to $2027 depending on the year.
How can I lower my insurance premium for a 2013 F-150?
Comparing quotes from several insurers, adjusting your deductible, and checking discount eligibility can help lower your premium, especially given the significant year-to-year variation observed.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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