FORD F150 2016 Car Insurance

The 2016 Ford F-150 is a rugged, versatile full-size pickup valued for its towing capability and reliability, both on the job site and for everyday use. It remains a popular choice for drivers seeking toughness and practicality.

FORD F150 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Ford F-150 fluctuates, moving from $1122 to $972 then $973, dropping to $925 in 2024, rising again to $1006 in 2025, and falling to $880 in 2026. Despite these variations, the overall trend over the period is downward.

To find the best insurance for your FORD F150 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD F150 2016

How much does insurance for your FORD F150 2016 cost in Quebec?

Premiums for the 2016 F-150 are highest in Trois-Rivières ($1780), Saint-Jérôme ($1391), Quebec City ($1075), and Saguenay ($801), while Lévis ($297), Sherbrooke ($471), Repentigny ($548), and Laval ($558) show the lowest amounts. The gap between the extreme cities exceeds $1400.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$714.26
GATINEAU	$574.30
LAVAL	$557.68
LÉVIS	$593.34
MONTRÉAL	$693.24
QUÉBEC	$1075.22
REPENTIGNY	$548.10
Saguenay	$801.46
SAINT-JÉRÔME	$1391.12
SHERBROOKE	$706.32
TERREBONNE	$566.8
TROIS-RIVIÈRES	$1779.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Ford F-150?

The average premium for a 2016 Ford F-150 has ranged between $880 and $1122 depending on the year, with $880 recorded in 2026 based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Has the premium for the 2016 F-150 changed much over the years?

Yes, it has fluctuated, moving from $1122 in 2021 to $972 in 2022, stabilizing around $973 and $925, then rising to $1006 in 2025 before falling to $880 in 2026.

Which city has the highest insurance cost for the 2016 F-150?

Based on the data provided, Trois-Rivières shows the highest premium at $1780, followed by Saint-Jérôme at $1391.

Where is the 2016 F-150 cheapest to insure?

Lévis has the lowest premium at $297, followed by Sherbrooke at $471, among the cities provided.

What factors influence the premium for a truck like the F-150?

Weight, replacement value, theft frequency, and usage type (personal or commercial) are factors that influence the insurance premium for this type of vehicle.

How can I lower my premium for a 2016 F-150?

Comparing multiple insurer quotes, adjusting optional coverage, and maintaining a clean driving record are effective ways to reduce the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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