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FORD F150 2018 Car Insurance

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The 2018 Ford F-150 is a sturdy, versatile full-size truck known for its towing capacity and reliability at work and at home. A North American best-seller, it appeals to both professionals and families seeking toughness and space.

FORD F150 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2018 Ford F-150 fluctuate, rising from $1087 to a peak of $1386 in 2025, then dropping to $1133 in 2026. This variation reflects adjustments in repair and replacement costs rather than a clear linear trend.

To find the best insurance for your FORD F150 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2018 cost in Quebec?

Premiums for the 2018 F-150 are highest in Saint-Jean-sur-Richelieu ($2867), Trois-Rivières ($2135), and Quebec City ($1948), while Lévis ($591), Saguenay ($760), and Terrebonne ($790) show the lowest amounts. The gap between the extreme cities exceeds $2000, revealing significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1657.36
GATINEAU $1770.78
LAVAL $1052.94
LÉVIS $590.59
LONGUEUIL $1165.64
MONTRÉAL $1416.49
QUÉBEC $2338.14
Saguenay $759.73
SAINT-JEAN-SUR-RICHELIEU $2867.38
SAINT-JÉRÔME $1106.53
SHERBROOKE $910.42
TERREBONNE $790.48
TROIS-RIVIÈRES $2134.80

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Ford F-150?
The average premium for a 2018 Ford F-150 varies by reference year, ranging from $1087 in 2021 to $1386 in 2025, with a value of $1133 in 2026.
Have F-150 2018 premiums fluctuated much since 2021?
Yes. The average premium has fluctuated without a clear linear trend, peaking at $1386 in 2025 before dropping to $1133 in 2026.
Which city has the highest insurance cost for a 2018 F-150?
Based on the data provided, Saint-Jean-sur-Richelieu shows the highest premium at $2867, followed by Trois-Rivières ($2135) and Quebec City ($1948).
Where is the 2018 F-150 cheapest to insure?
Lévis ($591), Saguenay ($760), and Terrebonne ($790) offer the lowest average premiums for this model among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why do premiums for a truck like the F-150 vary so much by city?
Claim frequency, vehicle theft rates, and traffic density specific to each city strongly influence premiums, explaining gaps of over $2000 between some municipalities.
How can I lower my premium for a 2018 F-150?
Comparing quotes from several insurers and checking premiums specific to your city of residence can often reveal significant savings for this model.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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