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FORD F150 2021 Car Insurance

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The 2021 Ford F-150 is a rock-solid mainstay of the full-size pickup segment, known for its toughness, towing capacity, and versatility. It appeals to both tradespeople and families seeking a capable, reliable everyday vehicle.

FORD F150 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2021 F-150 fluctuates: starting at $1440, dipping to $1320 in 2022, then climbing to $2008 by 2025 before easing to $1602 in 2026. These swings reflect market adjustments rather than a single linear trend.

To find the best insurance for your FORD F150 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2021 cost in Quebec?

Montreal stands out sharply with an average premium of $4933, well above other cities, followed by Sherbrooke ($2256) and Terrebonne ($2151). In contrast, Repentigny ($839) and Gatineau ($1029) post the lowest amounts for the 2021 F-150.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1781
GATINEAU $1176.04
LÉVIS $1342.33
MONTRÉAL $4932.76
QUÉBEC $2011.07
REPENTIGNY $838.76
Saguenay $1863.37
SAINT-JÉRÔME $1457.86
SHERBROOKE $2255.54
TERREBONNE $2151.12
TROIS-RIVIÈRES $1208.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Ford F-150?
The average premium for a 2021 Ford F-150 varies by reference year, ranging from $1320 in 2022 to $2008 in 2025, with an estimated $1602 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the F-150's premium vary so much year to year?
The fluctuations, from $1440 in 2021 to $2008 in 2025 and then $1602 in 2026, reflect insurance market adjustments, repair costs, and claim frequency for this model.
Which city has the highest insurance cost for a 2021 F-150?
Based on the data provided, Montreal has the highest premium at $4933, far above other cities like Sherbrooke ($2256) or Terrebonne ($2151).
Where is the 2021 F-150 cheapest to insure?
Repentigny ($839) and Gatineau ($1029) show the lowest average premiums among the cities provided.
What factors influence a 2021 F-150's premium?
Vehicle size, usage type (personal or commercial), replacement value, and theft or claim frequency directly affect the premium, which varies significantly by city.
How can I lower my insurance premium for a 2021 F-150?
Comparing multiple insurer quotes, adjusting the deductible, and bundling auto and home coverage are practical ways to reduce the premium for this type of truck.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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