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FORD F150 2023 Car Insurance

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The 2023 Ford F-150 is a rugged, versatile full-size pickup known for its towing capacity, durability, and tech-forward cabin. A North American best-seller, it appeals to both tradespeople and families seeking power and functionality.

FORD F150 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2023 Ford F-150 fluctuates rather than following a linear path, moving from $2022 to $1876 in 2023, rising again to $2244 in 2025, then dropping to $1786 in 2026. These swings reflect market volatility for this model rather than a clear upward or downward trend.

To find the best insurance for your FORD F150 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2023 cost in Quebec?

Differences between cities are significant: Montreal shows the highest premium ($7407), followed by Terrebonne ($3603) and Sherbrooke ($3204), while Saint-Jean-sur-Richelieu has the lowest ($950), ahead of Longueuil ($1279) and Lévis ($1415). These gaps suggest location plays a major role in the F-150's insurance cost.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3931
GATINEAU $2108.11
LAVAL $1456.24
LÉVIS $1414.60
LONGUEUIL $1279.13
MONTRÉAL $7407.24
QUÉBEC $1873.18
REPENTIGNY $2166.27
Saguenay $3395.01
SAINT-JEAN-SUR-RICHELIEU $950
SAINT-JÉRÔME $1688.34
SHERBROOKE $3203.51
TERREBONNE $3603.42
TROIS-RIVIÈRES $2949.69

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Ford F-150?
In 2023, the average premium for a 2023 Ford F-150 is $1876, but this varies widely by city, ranging from $950 in Saint-Jean-sur-Richelieu to $7407 in Montreal.
Has the premium for the 2023 F-150 increased or decreased over time?
No, it fluctuates: $2022 in 2022, $1876 in 2023, $2111 in 2024, $2244 in 2025, then $1786 in 2026. There is no clear linear trend over this period.
Which cities have the highest insurance costs for the 2023 F-150?
Montreal ($7407), Terrebonne ($3603), and Sherbrooke ($3204) show the highest premiums among the cities provided for this model.
What factors influence the premium for a 2023 F-150?
Vehicle size, frequent commercial use, parts value, and theft risk in certain regions strongly influence the premium, explaining the differences observed between cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the premium vary so much between cities for the same truck?
Theft rates, traffic density, and region-specific claim frequency explain the large gaps, such as $950 in Saint-Jean-sur-Richelieu versus $7407 in Montreal.
How can I lower the insurance cost for a 2023 F-150?
Comparing quotes from several insurers, installing an anti-theft system, and choosing a higher deductible are practical ways to reduce the premium for this type of truck.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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