FORD MUSTANG 2004 Car Insurance

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The 2004 Ford Mustang embodies American muscle-car spirit with retro-modern styling and a sporty temperament. An affordable collector option for many, it attracts enthusiasts seeking rear-wheel-drive character.

FORD MUSTANG 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2004 Mustang increase sharply, moving from $152 to $491. This marked rise reflects evolving insurance costs and the growing value of collector vehicles.

To find the best insurance for your FORD MUSTANG 2004 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD MUSTANG 2004

How much does insurance for your FORD MUSTANG 2004 cost in Quebec?

Based on the data provided, the average premium is highest in Gatineau ($736), followed by Quebec City ($452), while Trois-Rivières ($231) shows the lowest amount among the available cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$735.98
QUÉBEC	$452.35
TROIS-RIVIÈRES	$230.54

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 Ford Mustang?

In 2026, the average premium for a 2004 Ford Mustang is $491, up from previous years based on available data.

Has the premium for the 2004 Mustang increased significantly?

Yes. Between 2022 and 2026, the average premium rose from $152 to $491, a significant increase over that period.

Which city has the highest insurance cost for a 2004 Mustang?

Among the cities provided, Gatineau shows the highest premium ($736), followed by Quebec City ($452) and Trois-Rivières ($231).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why can insuring an older vehicle like a 2004 Mustang be expensive?

The vehicle's age, parts availability, and sometimes recreational use can influence the premium, despite a generally lower replacement value.

How can I reduce insurance costs for a 2004 Mustang?

Comparing multiple insurer quotes and choosing coverage suited to the vehicle's actual use are effective ways to lower the premium.

Offers received by our customers on FORD MUSTANG 2004 cars

FORD MUSTANG 2004

A Man from Saint-Jean-Sur-Richelieu

$0 /year

Premium computed in March 2024

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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