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TOYOTA 4RUNNER 2012 Car Insurance

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The 2012 Toyota 4Runner is a rugged body-on-frame SUV known for mechanical reliability and off-road capability. Favored by adventure and towing enthusiasts, it appeals through proven durability rather than luxury or high-tech sophistication.

TOYOTA 4RUNNER 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Toyota 4Runner fluctuate without a clear linear trend, moving from $1073 in 2021 to a low of $621 in 2024, then rising to $1048 in 2025 before dropping to $754 in 2026. These variations likely reflect changes in insured driver profiles rather than a steady cost evolution.

To find the best insurance for your TOYOTA 4RUNNER 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2012 cost in Quebec?

Based on the available data, the average premium in Montreal is $1807 for the 2012 Toyota 4Runner, a figure notably higher than the average annual premiums observed across the study period.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1807.39

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Toyota 4Runner?
The average premium varies by year, ranging from $621 in 2024 to $1212 in 2022. In 2026, the average sits at $754.
Are premiums for the 2012 4Runner increasing over time?
No, data from 2021 to 2026 shows fluctuations rather than a steady trend, with premiums ranging between $621 and $1212 depending on the year.
Why is the premium in Montreal higher than the general average?
In Montreal, the average premium reaches $1807, exceeding all available yearly averages, likely due to urban density and claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2012 Toyota 4Runner?
Vehicle age, parts costs, the model's claims history, and the driver's profile are key factors in determining the premium.
How can I reduce insurance costs for a 4Runner 2012?
Comparing quotes from multiple insurers, adjusting optional coverages, and maintaining a good driving record are effective ways to lower the premium.

No recent premium example was found for "TOYOTA 4RUNNER 2012".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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