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TOYOTA 4RUNNER 2019 Car Insurance

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The 2019 Toyota 4Runner is a rugged body-on-frame SUV known for its off-road reliability and towing capability. It appeals to drivers who prioritize durability and versatility over urban refinement.

TOYOTA 4RUNNER 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2019 Toyota 4Runner fluctuate without a clear linear trend, moving from $1587 in 2021 to a peak of $1843 in 2024, then dropping to $1045 by 2026. These variations likely reflect shifting risk profile assessments rather than a steady cost evolution.

To find the best insurance for your TOYOTA 4RUNNER 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2019 cost in Quebec?

Among the provided cities, Montreal shows the highest average premium for the 2019 Toyota 4Runner ($1289), followed by Saguenay ($1198), while Gatineau posts the lowest amount ($850).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1275.04
MONTRÉAL $1289
Saguenay $1197.91

Frequently asked questions (FAQ)

How much does insurance cost for a 2019 Toyota 4Runner?
Average premiums for the 2019 Toyota 4Runner range from $1045 to $1843 between 2021 and 2026, with $1045 recorded in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do 4Runner 2019 premiums vary so much year to year?
Fluctuations, such as the rise to $1843 in 2024 followed by a drop to $1045 in 2026, often reflect changes in risk assessment criteria rather than a stable trend.
Which city offers the lowest 4Runner 2019 premium?
Based on the data provided, Gatineau shows the lowest average premium ($850), compared to Montreal ($1289) and Saguenay ($1198).
What factors influence the premium for a 2019 Toyota 4Runner?
Vehicle size, off-road usage, SUV theft frequency, and parts costs influence the premium, which has recently ranged between $1045 and $1843.
How can I lower my premium for a 4Runner 2019?
Comparing quotes from multiple insurers and adjusting deductibles based on your driving profile can often reduce the premium, especially given the variation observed between cities.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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