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TOYOTA 4RUNNER 2021 Car Insurance

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The 2021 Toyota 4Runner is a rugged body-on-frame SUV known for its reliability and off-road capability. It appeals to drivers seeking a versatile vehicle capable of towing and tackling rough terrain, while maintaining Toyota's reputation for durability.

TOYOTA 4RUNNER 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Toyota 4Runner fluctuate, moving from $1607 to a peak of $1916 in 2023, before easing back to $1610 in 2026. This pattern suggests a fairly stable trend following a temporary mid-period increase.

To find the best insurance for your TOYOTA 4RUNNER 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2021 cost in Quebec?

Among the cities provided, Terrebonne ($1494) and Saint-Jean-sur-Richelieu ($1473) show the highest premiums for the 2021 4Runner, while Quebec City ($1102) offers the lowest amount. Montreal sits at an intermediate level ($1300).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1299.84
QUÉBEC $2203.54
SAINT-JEAN-SUR-RICHELIEU $1473.15
TERREBONNE $1494.43

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2021 Toyota 4Runner?
The average premium for a 2021 Toyota 4Runner varies by year, reaching $1910 in 2025 and easing to $1610 in 2026 based on the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the 2021 4Runner's premium changed much since 2021?
Yes. It rose from $1607 in 2021 to a peak of $1916 in 2023, then eased to $1610 in 2026, showing volatility rather than a steady increase.
Which city offers the lowest insurance cost for a 2021 4Runner?
Based on the data provided, Quebec City shows the lowest premium at $1102, compared to $1494 in Terrebonne.
Why is the 4Runner costly to insure?
Its robust SUV classification, replacement value, and parts costs contribute to premium levels, which reached $1916 in 2023.
How can I lower my premium for a 4Runner?
Comparing quotes from several insurers and bundling auto with home insurance remain effective ways to reduce insurance costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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