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TOYOTA 4RUNNER 2022 Car Insurance

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The 2022 Toyota 4Runner is a rugged, off-road-capable SUV known for its mechanical reliability. It appeals to drivers seeking a versatile vehicle able to handle tough conditions while offering a spacious cabin.

TOYOTA 4RUNNER 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Toyota 4Runner rise overall, moving from $1394 to $2568. After a slight dip in 2023 ($1465), the increase accelerates sharply from 2024 onward, reaching $2227 in 2025 and $2568 in 2026.

To find the best insurance for your TOYOTA 4RUNNER 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2022 cost in Quebec?

Among the cities provided, Longueuil shows the highest premium ($4512), well ahead of Gatineau ($2367) and Sherbrooke ($1803), which posts the most affordable amount for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2367.48
LONGUEUIL $4512.07
SHERBROOKE $1802.86

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Toyota 4Runner?
The average premium for a 2022 Toyota 4Runner was $2568 in 2026, based on the most recent available data.
Have premiums for the 2022 4Runner increased over time?
Yes. After a slight dip in 2023 ($1465), premiums rose sharply, going from $1394 in 2021 to $2568 in 2026 — nearly doubling over the period.
Which city is most expensive for insuring a 2022 4Runner?
Based on the data provided, Longueuil shows the highest premium ($4512), well above Gatineau ($2367) and Sherbrooke ($1803).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does the 4Runner cost more to insure than a sedan?
Its off-road SUV classification, heavier weight, and higher parts replacement costs contribute to higher premiums, especially in dense cities like Longueuil.
How can I reduce my premium for a 2022 4Runner?
Comparing quotes from multiple insurers and bundling auto with home insurance remain effective ways to secure a better price for this type of vehicle.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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