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TOYOTA 4RUNNER 2024 Car Insurance

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The 2024 Toyota 4Runner is a rugged SUV built for off-road capability, relying on a durable body-on-frame architecture and strong towing capacity. It appeals to drivers who prioritize reliability and off-road versatility over refined urban comfort.

TOYOTA 4RUNNER 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the 2024 Toyota 4Runner rise steadily from $1788 to $2048, an increase of about 15% over the available period, reflecting sustained demand for off-road SUVs.

To find the best insurance for your TOYOTA 4RUNNER 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2024 cost in Quebec?

Premiums vary significantly by city: Laval shows the highest amount ($3012), followed by Quebec City ($2180) and Trois-Rivières ($1910), while Saguenay ($1446) and Gatineau ($1798) offer the most affordable premiums for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1797.82
LAVAL $3011.67
QUÉBEC $2179.76
Saguenay $1445.88
TROIS-RIVIÈRES $1909.54

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 Toyota 4Runner?
The average premium for a 2024 Toyota 4Runner reached $2048 in 2026, up from $1788 in 2023, based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Has the 2024 4Runner's premium increased significantly?
Yes. Between 2023 and 2026, the average premium rose from $1788 to $2048 — roughly a 15% increase over four years.
Which city has the highest cost to insure a 2024 4Runner?
Based on the data provided, Laval shows the highest premium at $3012, compared to $1446 in Saguenay.
Why does the 4Runner cost more to insure than a compact sedan?
Its size, weight, higher replacement cost, and off-road SUV classification push premiums higher compared to a compact vehicle.
How can I lower my insurance premium for a 4Runner?
Comparing quotes from several insurers, raising your deductible, and bundling auto and home policies are common ways to reduce costs.

Offers received by our customers on TOYOTA 4RUNNER 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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