HONDA CIVIC 2005 Car Insurance

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The 2005 Honda Civic is a compact sedan known for its legendary reliability and low maintenance costs. Popular among young drivers and budget-conscious buyers, it remains an affordable and durable choice on the used-car market.

HONDA CIVIC 2005 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2005 Honda Civic fluctuates significantly, rising from $342 in 2021 to a peak of $1128 in 2025, before dropping back to $655 in 2026. This notable variation suggests punctual shifts in risk profile or insurance data rather than a stable trend.

To find the best insurance for your HONDA CIVIC 2005 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2005

How much does insurance for your HONDA CIVIC 2005 cost in Quebec?

Premiums are highest for the 2005 Civic in Montreal ($1194) and Drummondville ($659), while Trois-Rivières ($305) and Saint-Jérôme ($333) post the lowest amounts. The gap between cities remains significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$658.92
LONGUEUIL	$524.26
MONTRÉAL	$1194.27
SAINT-JEAN-SUR-RICHELIEU	$355.34
SAINT-JÉRÔME	$333.44
TROIS-RIVIÈRES	$305.37

Frequently asked questions (FAQ)

How much does insurance cost for a 2005 Honda Civic?

The average premium for a 2005 Honda Civic varies by reference year, ranging from $342 in 2021 to $1128 in 2025, with an average of $655 in 2026 based on available data.

Why did the Civic 2005 premium spike in 2025?

The average premium reached $1128 in 2025, a notable peak compared to other years, possibly linked to a rise in claims or repair costs observed that year.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a 2005 Civic?

Based on the data provided, Trois-Rivières ($305) and Saint-Jérôme ($333) post the lowest average premiums for this model.

Why is the premium so high in Montreal for this model?

In Montreal, the average premium reaches $1194, notably higher than other cities compared, due to urban density and higher claim frequency in the region.

What factors influence the premium of a 2005 Civic?

The vehicle's age, parts availability, driver profile, and city of residence all influence the premium, which can vary significantly year to year as shown in the data.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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