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HONDA CIVIC 2002 Car Insurance

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The 2002 Honda Civic is a compact sedan known for its legendary reliability and low maintenance costs. Still popular on the used-car market, it attracts drivers seeking an economical, simple, and durable vehicle.

HONDA CIVIC 2002 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2002 Civic fluctuate without a clear trend, moving from $438 to $283 in 2022, rising to $350 in 2025, then dropping to $275 in 2026. These variations mainly reflect the vehicle's advanced age and low replacement value.

To find the best insurance for your HONDA CIVIC 2002 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2002 cost in Quebec?

The highest premiums are seen in Laval ($757), Repentigny ($716), and Saint-Jean-sur-Richelieu ($625), while Trois-Rivières ($145) and Gatineau ($152) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $151.51
LONGUEUIL $235.71
MONTRÉAL $233.69
QUÉBEC $256.15
REPENTIGNY $716.13
SAINT-JEAN-SUR-RICHELIEU $625.34
TERREBONNE $495.35
TROIS-RIVIÈRES $144.83

Frequently asked questions (FAQ)

How much does insurance cost for a 2002 Honda Civic?
The average premium varies by year, ranging from $275 to $438 between 2021 and 2026. In 2026, the average sits around $275.
Have premiums for the 2002 Civic changed much over the years?
Yes, they fluctuate without a steady trend: $438 in 2021, $283 in 2022, $311 in 2023, $276 in 2024, $350 in 2025, and $275 in 2026, due to the vehicle's reduced value.
Which cities have the highest insurance costs for the 2002 Civic?
Based on the data, Laval ($757) and Repentigny ($716) show the highest average premiums for this model.
Where is insurance cheapest for this vehicle?
Trois-Rivières ($145) and Gatineau ($152) offer the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why do premiums vary so much between cities for this model?
Theft risk, traffic density, and regional claim frequency strongly influence pricing, explaining the gap between Laval ($757) and Trois-Rivières ($145).
How can I reduce insurance costs for an older Civic?
Comparing several insurers, reducing coverage to the required minimum, and checking for older-vehicle discounts can help lower the premium.

Offers received by our customers on HONDA CIVIC 2002 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026