HONDA CIVIC 2009 Car Insurance

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The 2009 Honda Civic is a compact sedan known for its proven reliability and low maintenance costs. Popular on the used-car market, it remains a smart choice for drivers seeking an economical and long-lasting vehicle.

HONDA CIVIC 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Civic show a strong overall decline, moving from $2277 to $496, with notable fluctuations ($754 in 2022, $601 in 2023, $510 in 2024, then a rebound to $719 in 2025). This trend reflects the vehicle's ongoing depreciation and shifting insurance market conditions for older models.

To find the best insurance for your HONDA CIVIC 2009 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your HONDA CIVIC 2009 cost in Quebec?

Premiums are highest for the 2009 Civic in Sherbrooke ($621), Gatineau ($616), Montreal ($599), and Trois-Rivières ($575), while Longueuil ($221), Saint-Jean-sur-Richelieu ($292), and Saguenay ($295) post the lowest amounts. The gap between the most and least expensive cities exceeds $400.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$557.19
DRUMMONDVILLE	$324.46
GATINEAU	$618.63
LAVAL	$478.00
LÉVIS	$485.33
LONGUEUIL	$221.17
MONTRÉAL	$600.86
QUÉBEC	$517.69
REPENTIGNY	$457.25
Saguenay	$295.31
SAINT-JEAN-SUR-RICHELIEU	$291.94
SAINT-JÉRÔME	$370.44
SHERBROOKE	$621.24
TERREBONNE	$349.05
TROIS-RIVIÈRES	$575.28

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Honda Civic?

In 2026, the average premium for a 2009 Honda Civic is $496. This amount has dropped significantly since 2021, when it reached $2277, reflecting the vehicle's depreciation over time.

Why has the premium for the 2009 Civic dropped so much since 2021?

The replacement value of a 2009 vehicle decreases over time, which generally lowers insurance costs. The premium fell from $2277 in 2021 to $496 in 2026, despite some yearly fluctuations.

Which cities offer the lowest insurance costs for a 2009 Civic?

Based on the data provided, Longueuil ($221), Saint-Jean-sur-Richelieu ($292), and Saguenay ($295) post the lowest average premiums for this model.

Where is the 2009 Civic most expensive to insure?

Sherbrooke ($621), Gatineau ($616), and Montreal ($599) show the highest premiums among the cities provided for this model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium of a 2009 Civic today?

The vehicle's age, its reduced market value, claims history, and the driver's city of residence are the main factors explaining the observed premium variations.

TOYOTA
COROLLA

MAZDA3

HYUNDAI
ELANTRA

NISSAN
SENTRA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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