HONDA CIVIC 2026 Car Insurance

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The 2026 Honda Civic is a reliable, well-balanced compact sedan known for its fuel economy and driving enjoyment. As a recent model, it appeals to drivers seeking a versatile, tech-equipped, and long-lasting vehicle in the compact segment.

HONDA CIVIC 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Honda Civic is a recent model, only two years of data are available. Between 2025 and 2026, premiums rise from $2481 to $2706 — an increase of about 9%. More data will be needed to confirm a long-term trend.

To find the best insurance for your HONDA CIVIC 2026 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2026

How much does insurance for your HONDA CIVIC 2026 cost in Quebec?

Premiums are highest for the 2026 Civic in Montreal ($3421), Gatineau ($2659), and Sherbrooke/Saint-Jean-sur-Richelieu ($2658), while Quebec City ($1856) and Trois-Rivières ($1960) show the lowest amounts. The gap between cities remains considerable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2070.86
DRUMMONDVILLE	$2093.38
GATINEAU	$2580.46
LAVAL	$2350.26
LÉVIS	$2638.49
LONGUEUIL	$2367.65
MONTRÉAL	$3285.74
QUÉBEC	$1852.42
REPENTIGNY	$2518.94
Saguenay	$2238.59
SAINT-JEAN-SUR-RICHELIEU	$2657.79
SAINT-JÉRÔME	$2337.47
SHERBROOKE	$2658.40
TERREBONNE	$2144.89
TROIS-RIVIÈRES	$1959.75

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Honda Civic?

The average premium for a 2026 Honda Civic is $2706, up from $2481 recorded in 2025.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.

Has the 2026 Civic's premium increased significantly?

Yes, though history is limited to two years. The average premium rose from $2481 in 2025 to $2706 in 2026 — about a 9% increase.

Which cities have the highest 2026 Civic premiums?

Based on the data, Montreal ($3421), Gatineau ($2659), and Sherbrooke ($2658) show the highest average premiums for this model.

Where is the 2026 Civic cheapest to insure?

Quebec City ($1856) and Trois-Rivières ($1960) offer the lowest average premiums among the provided cities.

Why is there such a large gap between Montreal and Quebec City?

Urban density, traffic volume, and claim frequency in Montreal largely explain the nearly $1565 gap compared to Quebec City.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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