HONDA CIVIC 2003 Car Insurance

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The 2003 Honda Civic is a compact sedan known for its mechanical reliability and low maintenance costs. A popular used-car choice, it appeals to drivers seeking an economical, durable vehicle that's easy to maintain over the long term.

HONDA CIVIC 2003 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2003 Civic fluctuate, dropping from $384 to a low of $256 in 2023 before rising to $512 in 2026. This variation reflects broader insurance market adjustments rather than a steady linear trend.

To find the best insurance for your HONDA CIVIC 2003 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2003

How much does insurance for your HONDA CIVIC 2003 cost in Quebec?

Premiums vary significantly by city: Gatineau shows the highest premium ($425), followed by Montreal ($367) and Laval ($291), while Terrebonne ($257) and Sherbrooke ($150) post the lowest amounts for the 2003 Civic.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$461.36
LAVAL	$290.78
MONTRÉAL	$366.51
SHERBROOKE	$150.44
TERREBONNE	$257.02

Frequently asked questions (FAQ)

How much does insurance cost for a 2003 Honda Civic?

The average premium for a 2003 Honda Civic varies by reference year, ranging from $256 to $512 between 2021 and 2026, with the most recent value at $512 in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the 2003 Civic's premium fluctuate so much between 2021 and 2026?

Premiums swung between $256 in 2023 and $512 in 2026, variations that reflect broader insurance market adjustments rather than a steady vehicle-related increase.

Which city is cheapest to insure a 2003 Civic in?

Based on the data provided, Sherbrooke ($150) and Terrebonne ($257) post the lowest average premiums for this model.

Why does Gatineau show the highest premium for this model?

Gatineau records the highest premium in the sample, at $425, a gap that may be explained by local factors such as claim frequency or traffic density.

Is a 2003 Civic cheaper to insure than a newer model?

Generally yes, since its replacement value is lower, though the vehicle's age can also limit some optional coverages offered by insurers.

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COROLLA

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NISSAN
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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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