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HONDA CIVIC 2023 Car Insurance

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The 2023 Honda Civic is a compact sedan known for reliability, fuel economy, and enjoyable driving dynamics. A popular choice in Quebec, it attracts drivers seeking a versatile, well-equipped, and affordable-to-maintain vehicle.

HONDA CIVIC 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Honda Civic rise sharply, moving from $1500 to $2582. This steady progression reflects rising repair costs and sustained demand for this compact model.

To find the best insurance for your HONDA CIVIC 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2023 cost in Quebec?

Premiums vary widely by city: Gatineau stands out significantly at $11024, followed by Montreal ($3205) and Terrebonne ($2794), while Repentigny ($1092) and Lévis ($1478) show the lowest amounts among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1934.84
DRUMMONDVILLE $2706.66
GATINEAU $11023.71
LAVAL $2160.59
LÉVIS $1477.82
LONGUEUIL $2940.46
MONTRÉAL $3170.27
QUÉBEC $1907.99
REPENTIGNY $1091.99
Saguenay $2609.48
SAINT-JEAN-SUR-RICHELIEU $1590.55
SAINT-JÉRÔME $2236.42
SHERBROOKE $1946.71
TERREBONNE $2794.25
TROIS-RIVIÈRES $1818.24

Frequently asked questions (FAQ)

How much does it cost to insure a 2023 Honda Civic?
The average premium for a 2023 Honda Civic is $2547 in 2025, based on available historical data. This amount varies significantly by city and driver profile.
Are premiums for the 2023 Civic increasing every year?
Yes. Between 2022 and 2026, the average premium rose from $1500 to $2582, a marked increase reflecting rising repair and maintenance costs.
Why is the premium in Gatineau so high for the 2023 Civic?
Based on the provided data, Gatineau shows an average premium of $11024, far above other cities like Montreal ($3205) or Lévis ($1478), possibly due to local insurance market factors.
Which city is cheapest to insure a 2023 Civic?
Repentigny ($1092) and Lévis ($1478) show the lowest average premiums among the provided cities for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium of a 2023 Civic?
Location, driver age, claims history, and parts costs all influence the premium, which can range from $1092 to over $11000 based on the data provided.
How can I lower my premium for a 2023 Civic?
Comparing quotes from multiple insurers, especially in cities with high premiums like Gatineau, can often reveal meaningful differences for the same driver profile.

Offers received by our customers on HONDA CIVIC 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026