HONDA CIVIC 2020 Car Insurance

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The 2020 Honda Civic is a compact sedan known for its reliability, fuel efficiency, and affordable maintenance costs. Popular among young drivers and families alike, it remains a versatile and practical choice for everyday use.

HONDA CIVIC 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Honda Civic fluctuate considerably, dropping from $2983 to $1476 in 2023, rising again to $2075 in 2025, then falling back to $1840 in 2026. This variation reflects insurance market adjustments rather than a steady linear trend.

To find the best insurance for your HONDA CIVIC 2020 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2020

How much does insurance for your HONDA CIVIC 2020 cost in Quebec?

Premiums are highest for the 2020 Civic in Brossard ($4297), Montreal ($2360), and Saint-Jérôme ($2295), while Drummondville ($1119) and Sherbrooke ($1378) show the lowest amounts. The gap between these cities is particularly pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$4297.32
DRUMMONDVILLE	$1119.43
GATINEAU	$2182.80
LAVAL	$1988.11
LÉVIS	$1815.87
LONGUEUIL	$2085.19
MONTRÉAL	$2368.48
QUÉBEC	$1913.74
REPENTIGNY	$1505.87
Saguenay	$1680.84
SAINT-JEAN-SUR-RICHELIEU	$1828.34
SAINT-JÉRÔME	$1764.69
SHERBROOKE	$1377.54
TERREBONNE	$1764.22
TROIS-RIVIÈRES	$1764.90

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Honda Civic?

The average premium has ranged between $1476 and $2983 depending on the year, with an average of $1840 in 2026, the most recent year available in the data.

Have premiums for the 2020 Civic increased over time?

Not linearly. The premium fell from $2983 in 2021 to $1476 in 2023, then rose to $2075 in 2025 before dropping again to $1840 in 2026, showing fluctuation rather than a steady rise.

Which city has the highest insurance cost for the 2020 Civic?

Based on the data provided, Brossard shows the highest premium at $4297, well above the other cities compared.

Where is the 2020 Civic cheapest to insure?

Drummondville ($1119) and Sherbrooke ($1378) post the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why do premiums vary so much between cities for the same Civic?

Differences in traffic density, claim frequency, and theft rates specific to each city explain notable gaps, such as between Brossard ($4297) and Drummondville ($1119).

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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