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HONDA CIVIC 2007 Car Insurance

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The 2007 Honda Civic is a compact sedan known for its mechanical reliability and affordable upkeep. Still popular on the used-car market, it remains an economical and practical choice for drivers seeking a durable, easy-to-maintain vehicle.

HONDA CIVIC 2007 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2007 Honda Civic drops sharply, moving from $3556 to $479 by 2022, then stabilizing between $402 and $500 through 2026. This marked decline likely reflects a correction in early data rather than an ongoing market trend.

To find the best insurance for your HONDA CIVIC 2007 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2007 cost in Quebec?

Premiums for the 2007 Civic are highest in Trois-Rivières ($566), Montreal ($553), and Drummondville ($549), while Sherbrooke ($266), Terrebonne ($284), and Laval ($300) show the lowest amounts among the 13 cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $548.83
GATINEAU $418.69
LAVAL $299.76
LÉVIS $379.02
MONTRÉAL $562.53
QUÉBEC $465.52
REPENTIGNY $445.71
Saguenay $399.06
SAINT-JEAN-SUR-RICHELIEU $347.93
SAINT-JÉRÔME $320.33
SHERBROOKE $223.72
TERREBONNE $313.74
TROIS-RIVIÈRES $566.01

Frequently asked questions (FAQ)

How much does insurance cost for a 2007 Honda Civic?
The average premium for a 2007 Honda Civic was $459 in 2025 and $402 in 2026, a considerably more affordable amount than for a newer vehicle.
Why did the premium drop so much between 2021 and 2022?
The average premium fell from $3556 in 2021 to $479 in 2022. Such a large gap suggests a data revision or sample change rather than an actual cost decrease for this single model.
Which cities offer the lowest insurance costs for a 2007 Civic?
Based on the data provided, Sherbrooke ($266), Terrebonne ($284), and Laval ($300) post the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why is an older Civic so inexpensive to insure?
The vehicle's age lowers its replacement value, reducing collision and theft-related premiums, resulting in amounts ranging from $402 to $500 between 2022 and 2026.
What factors influence the premium for a 2007 Civic?
City of residence, driver profile, and vehicle usage play a significant role. The differences observed, from $266 to $566 depending on the city, illustrate this variation.
How can I reduce insurance costs for this model?
Comparing multiple insurer quotes and selecting coverage suited to the vehicle's reduced value are effective ways to limit costs for a 2007 Civic.

Offers received by our customers on HONDA CIVIC 2007 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026