HONDA CIVIC 2008 Car Insurance

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The 2008 Honda Civic is a compact sedan known for proven reliability and affordable maintenance costs. Popular among drivers seeking an economical, long-lasting vehicle, it remains a smart choice on the used-car market.

HONDA CIVIC 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the 2008 Honda Civic drops sharply, moving from $1819 in 2021 to much lower levels afterward, stabilizing between $425 and $497 from 2022 to 2026. This marked decrease likely reflects a data correction or a reassessment of the vehicle's risk profile, which has remained affordable to insure for several years.

To find the best insurance for your HONDA CIVIC 2008 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2008

How much does insurance for your HONDA CIVIC 2008 cost in Quebec?

Premiums for the 2008 Civic are highest in Repentigny ($725), Montreal ($560), and Laval ($551), while Drummondville ($253) and Saint-Jérôme ($299) show the lowest amounts among the 15 cities provided. The gap between the extremes exceeds $470.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$409.68
DRUMMONDVILLE	$253.30
GATINEAU	$367.61
LAVAL	$466.74
LÉVIS	$418.46
LONGUEUIL	$413.88
MONTRÉAL	$583.68
QUÉBEC	$434.42
REPENTIGNY	$724.71
Saguenay	$527.62
SAINT-JEAN-SUR-RICHELIEU	$316.84
SAINT-JÉRÔME	$299.11
SHERBROOKE	$614.19
TERREBONNE	$438.59
TROIS-RIVIÈRES	$384.32

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 Honda Civic?

In 2025, the average premium for a 2008 Honda Civic is about $481, though this amount varies by city and driver profile.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why was the 2021 premium so different from later years?

The average premium of $1819 in 2021 contrasts sharply with the $425 to $497 range seen from 2022 to 2026, which may reflect a data sample variation or a reassessment of the model's risk profile.

Which city offers the lowest insurance cost for a 2008 Civic?

Based on the data provided, Drummondville ($253) and Saint-Jérôme ($299) post the lowest average premiums for this model.

Why does Repentigny show the highest premium?

At $725, Repentigny stands out well above the other cities provided, which could be linked to claim frequency or local risk profile for this vehicle.

Is a 2008 Civic generally affordable to insure?

Yes. Since 2022, the average premium has ranged between $425 and $497, making it a relatively economical vehicle to insure compared to newer models.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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