HONDA CIVIC 2016 Car Insurance

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The 2016 Honda Civic is a compact sedan known for its reliability, fuel efficiency, and low maintenance costs. Popular on the used-car market, it remains a top choice for drivers seeking a versatile, economical everyday vehicle.

HONDA CIVIC 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Civic drops sharply from $2882 to $1247 by 2022, then stabilizes between $1195 and $1390 through 2026 ($1332). After the initial steep decline, costs remain within a relatively stable range.

To find the best insurance for your HONDA CIVIC 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2016

How much does insurance for your HONDA CIVIC 2016 cost in Quebec?

Premiums for the 2016 Civic are highest in Longueuil ($2001), Montreal ($1636), and Laval ($1553), while Trois-Rivières ($940), Brossard ($1046), and Saint-Jean-sur-Richelieu ($1126) show the lowest amounts. The gap between cities exceeds $1000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1045.86
DRUMMONDVILLE	$1354.53
GATINEAU	$1522.89
LAVAL	$1598.04
LÉVIS	$1477.00
LONGUEUIL	$2069.82
MONTRÉAL	$1642.16
QUÉBEC	$1129.20
REPENTIGNY	$1117.51
Saguenay	$1225.26
SAINT-JEAN-SUR-RICHELIEU	$1268.68
SAINT-JÉRÔME	$1258.74
SHERBROOKE	$1389.21
TERREBONNE	$1381.55
TROIS-RIVIÈRES	$875.60

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Honda Civic?

The average premium for a 2016 Honda Civic was $1332 in 2026, after dropping sharply from $2882 in 2021.

Why did the 2016 Civic's premium drop so much since 2021?

The premium fell from $2882 in 2021 to $1247 in 2022, then stabilized. This sharp decline may reflect data adjustments or the risk profile tied to the aging vehicle.

Which cities offer the lowest insurance costs for a 2016 Civic?

Based on the data, Trois-Rivières ($940), Brossard ($1046), and Saint-Jean-sur-Richelieu ($1126) post the lowest average premiums for this model.

Why does Longueuil show the highest premium?

Longueuil records the highest average premium at $2001, a notable gap compared to more affordable cities like Trois-Rivières ($940).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence insurance costs for a 2016 Civic?

Vehicle age, claims history, city of residence, and driver profile all influence the premium, which ranges from $940 to over $2000 depending on the region.

TOYOTA
COROLLA

MAZDA3

HYUNDAI
ELANTRA

NISSAN
SENTRA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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