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KIA OPTIMA 2011 Car Insurance

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The 2011 Kia Optima is a mid-size sedan with polished styling, offering comfort and generous equipment for its segment. It suits drivers seeking an affordable, reliable family vehicle that's economical to buy and maintain.

KIA OPTIMA 2011 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2011 Kia Optima vary significantly, dropping from $18135 in 2021 to $1091 in 2022, then stabilizing between $841 and $899 from 2023 to 2025, before reaching $763 in 2026. After an initial spike, the overall trend is downward and stabilizing.

To find the best insurance for your KIA OPTIMA 2011 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA OPTIMA 2011 cost in Quebec?

Premiums are highest in Montréal ($1410) and Repentigny ($1346), while Gatineau ($663) shows the lowest amount among the provided cities. Terrebonne ($763) and Trois-Rivières ($866) fall in a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $710.68
MONTRÉAL $1410.28
REPENTIGNY $1345.66
TERREBONNE $763
TROIS-RIVIÈRES $866.13

Frequently asked questions (FAQ)

How much does car insurance cost for a 2011 Kia Optima?
Based on available data, the average premium for a 2011 Kia Optima is $763 in 2026, after fluctuating between $841 and $1091 in prior years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium for the 2011 Kia Optima vary so much between 2021 and 2022?
The premium dropped from $18135 in 2021 to $1091 in 2022, a large gap that may reflect changes in available data or in the insured profiles considered for this model.
Which city offers the lowest insurance cost for a 2011 Kia Optima?
Among the provided cities, Gatineau shows the lowest premium at $663, compared to $1410 in Montréal.
Are premiums for the 2011 Kia Optima still declining?
Since 2022, the average premium has stabilized between $763 and $1091, suggesting a general downward or stable trend for this older model.
What factors influence the premium for a 2011 Kia Optima?
Vehicle age, parts availability, city of residence, and driver profile all influence the premium, which ranges from $663 to $1410 depending on the city.
How can I lower my premium for a 2011 Kia Optima?
Comparing quotes from several insurers and bundling auto insurance with another policy, such as home insurance, are effective ways to reduce the premium for this vehicle.

Offers received by our customers on KIA OPTIMA 2011 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026