KIA OPTIMA 2013
Collège from Saint-Basile-Le-Grand
$3359 /year
Premium computed in November 2025
The 2013 Kia Optima is a midsize sedan that stands out for its excellent value and elegant design by Peter Schreyer. Offering a spacious and well-equipped cabin, it combines comfort, technology, and fuel efficiency. This generation of Optima helped transform Kia's image, providing an attractive alternative to traditional Japanese sedans with a generous warranty and comprehensive features.
Insurance premiums for the 2013 Kia Optima show notable fluctuation between 2020 and 2025. After a significant decrease in 2021 ($871), costs experienced a sharp increase in 2022 ($1360), followed by a gradual downward trend through 2025 ($966). This recent stabilization suggests the natural depreciation of the vehicle with age.
To find the best insurance for your KIA OPTIMA 2013 vehicle, it is more important than ever to compare the available options.
Insurance premiums for the 2013 Kia Optima vary significantly by city. Montreal ($1036), Brossard ($1089), and Sherbrooke ($1076) show the highest costs, while Terrebonne offers the most advantageous premiums ($505). Drummondville ($616) and Saint-Jean-sur-Richelieu ($664) also offer competitive rates, reflecting differences in urban density and accident statistics.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1089.11 |
| LAVAL | $719.76 |
| LÉVIS | $800.06 |
| LONGUEUIL | $907.33 |
| MONTRÉAL | $1033.83 |
| QUÉBEC | $1062.71 |
| REPENTIGNY | $1205.54 |
| SAINT-JEAN-SUR-RICHELIEU | $663.81 |
| SHERBROOKE | $1076.38 |
| TERREBONNE | $505.22 |
| TROIS-RIVIÈRES | $765.23 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
