KIA OPTIMA 2016
Justin from Salaberry-De-Valleyfield
$2706 /year
Premium computed in October 2025
The 2016 Kia Optima is a midsize sedan that combines elegance and practicality. Known for its attractive exterior design, spacious and well-equipped cabin, it offers excellent value for money. This generation of Optima stands out for its driving comfort, modern technologies, and reliability, while offering a range of efficient engines that meet everyday needs.
Between 2021 and 2025, insurance premiums for the 2016 Kia Optima increased significantly, rising from $959 to $1583. This increase of more than 65% likely reflects rising repair and parts costs, as well as evolving claims statistics for this model.
To find the best insurance for your KIA OPTIMA 2016 vehicle, it is more important than ever to compare the available options.
Insurance premiums for the 2016 Kia Optima vary considerably by city. Gatineau shows the highest costs at $3610, followed by Saint-Jérôme at $2906 and Repentigny at $2772. In contrast, Saint-Jean-sur-Richelieu ($687) and Terrebonne ($801) offer the most affordable premiums, creating a gap of more than $2900 between extremes.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $2334.09 |
| DRUMMONDVILLE | $1420.27 |
| LAVAL | $1723.66 |
| LÉVIS | $1504.76 |
| LONGUEUIL | $1275.3 |
| MONTRÉAL | $1841.91 |
| QUÉBEC | $1895.51 |
| REPENTIGNY | $2771.61 |
| SAINT-JEAN-SUR-RICHELIEU | $686.95 |
| SAINT-JÉRÔME | $2906.5 |
| SHERBROOKE | $2092.00 |
| TERREBONNE | $942.32 |
| TROIS-RIVIÈRES | $1913.51 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
