KIA OPTIMA 2012
Boubacar from Lasalle
$591 /year
Premium computed in October 2025
The 2012 Kia Optima is a mid-size sedan that stands out for its excellent value and elegant design by Peter Schreyer. Offering a spacious cabin, generous equipment, and comfortable driving dynamics, it represents a smart alternative to traditional Japanese and American sedans. Its dynamic styling and flowing lines give it a remarkable presence on the road.
Insurance premiums for the 2012 Kia Optima show significant fluctuation between 2021 and 2025. After a marked decrease from $1534 in 2021 to $729 in 2022, premiums increased to $996 in 2023 and $1250 in 2024, before dropping again to $949 in 2025, reflecting unusual market volatility.
To find the best insurance for your KIA OPTIMA 2012 vehicle, it is more important than ever to compare the available options.
Insurance premiums for the 2012 Kia Optima vary considerably by city. Quebec City and Saint-Jérôme show the highest costs ($1814 and $1748), while Longueuil and Drummondville offer the most affordable premiums ($557 and $604). Montreal falls in the middle range at $1192, illustrating the importance of geographic location.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| DRUMMONDVILLE | $604.3 |
| LAVAL | $1435.88 |
| LÉVIS | $1585.42 |
| LONGUEUIL | $556.99 |
| MONTRÉAL | $1076.76 |
| QUÉBEC | $1814.32 |
| SAINT-JÉRÔME | $1748.36 |
| TERREBONNE | $907.14 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
