KIA OPTIMA 2018
Kimberly from Laval
$1007 /year
Premium computed in November 2025
The 2018 Kia Optima is a midsize sedan that stands out for its excellent value and elegant design. Offering a spacious and well-equipped cabin, it combines comfort, modern technologies, and balanced driving dynamics. Appreciated for its reliability and generous warranty, the 2018 Optima provides an attractive alternative to traditional Japanese and American models in the family sedan segment.
Insurance premiums for the 2018 Kia Optima show a significant upward trend between 2021 and 2024, rising from $1299 to $1956, before experiencing a slight decrease to $1868 in 2025. This evolution likely reflects the increasing costs of parts and repairs, as well as the changing risk profile of the vehicle as it ages.
To find the best insurance for your KIA OPTIMA 2018 vehicle, it is more important than ever to compare the available options.
Insurance costs for the 2018 Kia Optima vary significantly by city. Montreal and Gatineau show the highest premiums, reaching $2672 and $2573 respectively, closely followed by Trois-Rivières at $2439. In contrast, Lévis offers the most affordable premiums at $787, nearly 70% cheaper than Montreal, while Laval also presents competitive prices at $949.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| GATINEAU | $2573.49 |
| LAVAL | $975.50 |
| LÉVIS | $786.97 |
| MONTRÉAL | $2671.72 |
| QUÉBEC | $1218.20 |
| SAINT-JÉRÔME | $1221.89 |
| TROIS-RIVIÈRES | $2438.73 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
